Forgivable loan
Dallas Homebuyer Assistance
First-time homebuyers · Income limits · Single Family · Condo · Townhouse
Down payment assistance · Dallas County
Buying a home in Dallas, TX
3 Dallas programs, 2 county programs and 50 statewide.Dallas has 3 programs of its own, 2 more across Dallas County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Dallas addresses
Dallas’s own programs
Assistance grant
Dallas Anti-Displacement Program (DHAP 10)
First-time homebuyers · New construction · Income limits · Single-family
Assistance grant
Dallas Area Habitat for Humanity Down Payment Assistance
First-time homebuyers · New construction · Income limits · Single-family
Anywhere in DallasAnywhere in Dallas County
2 county programs2 county programs a Dallas homebuyer can also use
4 more programs are for homes in Irving, Mesquite and Grand Prairie. See them 4 programs in neighboring cities — for homes inside those cities, not Dallas
- Irving — Irving Down Payment Assistance Program
- Mesquite — Mesquite Down Payment Assistance Program
- Grand Prairie — Grand Prairie Buying Power Program
- Irving — Homebuyer Down Payment Assistance Program
The Dallas marketThe Dallas housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Dallas
- 41.3% single-familysingle-family
- 3.9% townhousetownhouse
- 6.7% 2–4 units2–4 units
- 46.9% 5+ unitscondo & apartment buildings (5+ units)
- 1.2% mobile & othermobile home & other
Condos count. 2 of Dallas’s 5 local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Dallas’s homes were built
pre-19401970s2020+
48.1%
of Dallas homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$121,100
County area median income, 4 people (HUD)HUD area median income, Dallas County, 4-person household (2026)
$70,518
Dallas median household incomeMedian household income in Dallas (Census, 2024)
26 of the 117 programs here set their income limit as a share of Dallas County’s area median income, adjusted for household size. See the published limits for Dallas County
Free help nearbyFree help near Dallas
8 HUD-approved counseling agencies within 15 miles8 HUD-approved housing counseling agencies within 15 miles
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Dallas questions
Does Dallas have its own down payment program?
Yes, 3: Dallas Homebuyer Assistance, Dallas Anti-Displacement Program (DHAP 10) and Dallas Area Habitat for Humanity Down Payment Assistance. Each is for homes inside Dallas.
Can I use assistance on a condo in Dallas?
2 of Dallas’s 5 local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Dallas County?
Each program sets its own. 26 of the programs here set theirs as a share of HUD’s area median income for Dallas County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Dallas?
HUD-approved housing counseling agencies teach homebuyer classes, and 8 agencies are within 15 miles of Dallas. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
75201 · 75202 · 75203 · 75204 · 75205 · 75206 · 75207 · 75208 · 75209 · 75210 · 75211 · 75212 · 75214 · 75215 · 75216 · 75217 · 75218 · 75219 · 75220 · 75221 · 75222 · 75223 · 75224 · 75225 · 75226 · 75227 · 75228 · 75229 · 75230 · 75231 · 75232 · 75233 · 75234 · 75235 · 75236 · 75237 · 75238 · 75239 · 75240 · 75241 · 75242 · 75243 · 75244 · 75245 · 75246 · 75247 · 75248 · 75249 · 75250 · 75251 · 75252 · 75253 · 75254 · 75258 · 75260 · 75261 · 75262 · 75263 · 75264 · 75265 · 75266 · 75267 · 75270 · 75275 · 75277 · 75283 · 75284 · 75285 · 75286 · 75287 · 75295 · 75301 · 75303 · 75310 · 75312 · 75313 · 75315 · 75320 · 75323 · 75326 · 75336 · 75339 · 75342 · 75346 · 75353 · 75354 · 75355 · 75356 · 75357 · 75359 · 75360 · 75363 · 75364 · 75367 · 75368 · 75370 · 75371 · 75372 · 75373 · 75374 · 75376 · 75378 · 75379 · 75380 · 75381 · 75382 · 75386 · 75387 · 75388 · 75389 · 75390 · 75391 · 75392 · 75393 · 75394 · 75395 · 75396 · 75397 · 75398
Nearby in Dallas
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.