Guild Arrive Home Program

Guild Arrive Home Program is a grant for homebuyers in Texas. Guild Mortgage's Arrive Home program is a zero-down conventional mortgage option for borrowers earning up to 160% of their area's median income. The program requires a minimum 620 FICO score and is available to both first-time and repeat homebuyers purchasing a primary residence. It provides down payment assistance so borrowers need no money out of pocket for the down payment. Zero down payment required. Available to borrowers up to 160% AMI. No minimum borrower contribution. First-time and repeat homebuyers eligible. Funding comes from Private Lender.

Guild Arrive Home Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Guild Arrive Home Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. The program lists a minimum credit score of 620. Citizenship or immigration status: yes.

Guild Arrive Home Program limits household income to 160% of the area median income, which varies by county and household size. Borrowers must earn up to 160% of area median income (AMI). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Guild Arrive Home Program can be used for Single-family. New construction is eligible.

Guild Arrive Home Program serves homebuyers purchasing anywhere in Texas.

Applications for Guild Arrive Home Program go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.