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Mesquite Down Payment Assistance Program

Mesquite, Texas

Last verified
See what you qualify forOfficial program site →
Assistance

$10,000

The maximum the program publishes — not an offer

Income limit

80% AMI

Of area median income; varies by county and household size

Repayment

Forgivable

Forgiven after 5 years

What is Mesquite Down Payment Assistance Program?

Mesquite Down Payment Assistance Program is a forgivable loan for homebuyers in Mesquite, Texas.

  • 50% of required down payment up to $10,000.
  • no-interest deferred forgivable loan.
  • 5-year term.
  • Funding comes from Federal.

How much assistance does it provide?

Mesquite Down Payment Assistance Program offers up to $10,000 in assistance.

  • Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

Mesquite Down Payment Assistance Program is forgiven after 5 years, so a buyer who stays that long does not repay it.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Mesquite Down Payment Assistance Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • Citizenship or immigration status: yes
  • First-time homebuyers or haven't owned home in last 3 years; US citizen, Citizen National, or Qualified Alien; income at or below 80% AMI

The program excludes

  • Households above 80% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Mesquite Down Payment Assistance Program limits household income to 80% of the area median income, which varies by county and household size.

  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Where does it apply?

Mesquite Down Payment Assistance Program serves buyers purchasing in Mesquite, Texas.

How do you apply?

Applications for Mesquite Down Payment Assistance Program go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

Learn this program

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Mesquite Down Payment Assistance Program, explained

A short, free course on Mesquite Down Payment Assistance Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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