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Texas City First Time Homebuyers Program

Texas City First Time Homebuyers Program is a grant for homebuyers in Texas City, Texas.

Last verified

The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Citizenship or immigration status: yes
  • A home inside Texas City city limits

It doesn’t cover

  • Homes outside Texas City

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Where it applies

Texas City’s homes

  • 68.6% single-family
  • 1.9% townhouse
  • 3% 2–4 units
  • 25.2% 5+ units
  • 1.4% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$217,300

Texas City median home value

44.5%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Texas City

How to apply

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Texas City First Time Homebuyers Program?

Texas City First Time Homebuyers Program is a grant for homebuyers in Texas City, Texas. The City of Texas City administers a First Time Homebuyer Program through its Community Development Department using federal CDBG and HOME Investment Partnership funds. The program assists income-eligible first-time homebuyers with down payment and/or closing cost assistance for homes located within Texas City limits. Contact the department directly for current funding availability and assistance amounts. Down payment and closing cost assistance. Federal CDBG/HOME funded. City-specific coverage. Funding comes from Federal (CDBG/HOME).

Do you have to pay it back?

Texas City First Time Homebuyers Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Texas City First Time Homebuyers Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required. Citizenship or immigration status: yes.

What kind of home can it be used for?

Texas City First Time Homebuyers Program can be used for Single-family. New construction is eligible.

Where does it apply?

Texas City First Time Homebuyers Program serves homebuyers purchasing in Texas City, Texas. The program gives priority to designated target areas, so the address matters as well as the county.

How do you apply?

Applications for Texas City First Time Homebuyers Program go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Texas City homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 115 programs for Texas City

Program terms are set by the administering agency and can change; confirm on the official site before you apply.