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Texas City First Time Homebuyers Program

Texas City, Texas

Last verified
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Repayment

Grant

Not repaid

What is Texas City First Time Homebuyers Program?

Texas City First Time Homebuyers Program is a grant for homebuyers in Texas City, Texas.

  • The City of Texas City administers a First Time Homebuyer Program through its Community Development Department using federal CDBG and HOME Investment Partnership funds. The program assists income-eligible first-time homebuyers with down payment and/or closing cost assistance for homes located within Texas City limits. Contact the department directly for current funding availability and assistance amounts.
  • Down payment and closing cost assistance.
  • Federal CDBG/HOME funded.
  • City-specific coverage.
  • Funding comes from Federal (CDBG/HOME).

Do you have to pay it back?

Texas City First Time Homebuyers Program is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Texas City First Time Homebuyers Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Citizenship or immigration status: yes

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What kind of home can it be used for?

Texas City First Time Homebuyers Program can be used for Single-family.

  • New construction is eligible.

Where does it apply?

Texas City First Time Homebuyers Program serves buyers purchasing in Texas City, Texas.

  • The program gives priority to designated target areas, so the address matters as well as the county.

How do you apply?

Applications for Texas City First Time Homebuyers Program go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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Texas City First Time Homebuyers Program, explained

A short, free course on Texas City First Time Homebuyers Program: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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