Assistance grant
First Time Homebuyer's Program
First-time homebuyers · Income limits · Single-family detached, townhouse, condominium, PUD.
Down payment assistance · Galveston County
Buying a home in Texas City, TX
2 Texas City programs, 1 county program and 50 statewide.Texas City has 2 programs of its own, 1 more across Galveston County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Texas City addresses
Texas City’s own programs
Assistance grant
Texas City First Time Homebuyers Program
First-time homebuyers · New construction · Single-family
Anywhere in GalvestonAnywhere in Galveston County
1 county program1 county program a Texas City homebuyer can also use
1 more program is for homes in Galveston. See them 1 program in neighboring cities — for homes inside those cities, not Texas City
- Galveston — Galveston First Time Homebuyers Program
The Texas City marketThe Texas City housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Texas City
- 68.6% single-familysingle-family
- 1.9% townhousetownhouse
- 3% 2–4 units2–4 units
- 25.2% 5+ unitscondo & apartment buildings (5+ units)
- 1.4% mobile & othermobile home & other
Condos count. 1 of Texas City’s 3 local and county programs accept condos. Texas City First Time Homebuyers Program lists single-family. Galveston County Down Payment Assistance lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Texas City’s homes were built
pre-19401970s2020+
44.5%
of Texas City homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,000
County area median income, 4 people (HUD)HUD area median income, Galveston County, 4-person household (2026)
$68,776
Texas City median household incomeMedian household income in Texas City (Census, 2024)
23 of the 115 programs here set their income limit as a share of Galveston County’s area median income, adjusted for household size. See the published limits for Galveston County
Free help nearbyFree help near Texas City
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Texas City questions
Does Texas City have its own down payment program?
Yes, 2: First Time Homebuyer's Program and Texas City First Time Homebuyers Program. Each is for homes inside Texas City.
Can I use assistance on a condo in Texas City?
1 of Texas City’s 3 local and county programs accept condos. Texas City First Time Homebuyers Program lists single-family. Galveston County Down Payment Assistance lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Galveston County?
Each program sets its own. 23 of the programs here set theirs as a share of HUD’s area median income for Galveston County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Texas City?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
77590 · 77591 · 77592
Nearby in Galveston
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.