Washington
Bank of America America's Home Grant
Assistance grant
Programs by loan typePrograms by loan type · District of Columbia
Down payment assistance you can pair with a conventional loan in District of Columbia
13 programs name conventional loans: 8 city, 5 statewide.13 programs in District of Columbia name conventional loans among the first mortgages they can be paired with: 8 run by a city and 5 open statewide.
Two approvals, made separately. The lender underwrites the conventional loan; the program reviews its own application, and the lender must also accept the assistance. The loan type is one rule among several.The lender underwrites the conventional loan; the assistance program reviews its own application. A program naming conventional means the two can be combined, and the lender must also accept the assistance as a source of funds. The loan type is one rule among several.
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The 13 programs, closest first
From one city out to the whole state
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in District of Columbia. Listed A–Z within each group, not ranked.
In a District of Columbia city 8 programs
For homes inside that city’s limits onlyWashington
Bank of America Down Payment Grant Program
Assistance grant
Washington
Chase Homebuyer Grant
Assistance grant
Washington
NACA Best in America Mortgage
First mortgage
Washington
Progressive UpPayment Down Payment Assistance Program
Assistance grant
Washington
Truist Community Homeownership Incentive Program (CHIP)
First mortgage
Washington
Wells Fargo Dream. Plan. Home. Closing Cost Credit
Assistance grant
Washington
Wells Fargo Homebuyer Access Grant
Assistance grant · 120% of area median income
Anywhere in District of Columbia 5 programs
Can sit alongside a city or county program where both allow it- DC Open DoorsDeferred second loan
- DC4MEDeferred second loan
- Employer-Assisted Housing Program (EAHP)Up to $35,000 · Deferred second loan · First-time homebuyers
- Home Purchase Assistance Program (HPAP)Up to $202,000 · Deferred second loan · First-time homebuyers
- Negotiated Employee Affordable Home Purchase Program (NEAHP)Up to $26,500 · Forgivable loan
Nationwide 54 programs · not in the 13
Nationwide: 54 more, not in the 1354 nationwide programs that also name conventional loans, each with its own area and eligibility rules
- America First Credit Union 100% No PMI Adjustable-Rate Mortgage
- American Pacific Mortgage 1% Home Program
- American Pacific Mortgage Pathway DPA
- BNY Down Payment Assistance
- Chase Bank Homebuyer Grant
- Chico Rancheria Housing Corporation Homebuyer Assistance
- Citibank, N.A. HomeRun Mortgage
- Confederated Tribes of Grand Ronde Down Payment Assistance
- CrossCountry Mortgage Community Promise
- CrossCountry Mortgage Smart Start Down Payment Assistance Program
- Empowered DPA Program Down Payment Assistance
- Essex Mortgage 10 Year Amortized 2 Plus
- Essex Mortgage Forgivable/Deferred Program
- Fairway Independent Mortgage Corporation Affordable Housing
- Fairway Independent Mortgage Corporation HOPER's Incentive Program
- First Bank Thrive Mortgage Loan
- Flagstar - Flagstar Gift Program
- Great Nevada Mortgage Middle-Income Downpayment Assistance Grants
- Guild Mortgage 1% Down Program
- Guild Mortgage 3-2-1 Home Plus Program
- Guild Mortgage Doctor and Medical Professionals Program
- Guild Mortgage MyPath2Own Program
- Guild Mortgage Zero Down Mortgage Program
- HSBC Bank USA CommunityWorks
- HSBC Bank USA CommunityWorks Opening Doors Home Loan Grant
- Lakeview National Down Payment Assistance Homeownership Program
- Land Home Financial Services, Inc. House2Home Program
- Lennar Mortgage Advantage Plus Program
- Luminate Bank Luminate PATH National DPA Program
- MEP Advantage DPA Program
- NACA Homeownership through Public Housing Assistance (HOT-PHA)
- NACA's New Construction Homes
- NASA FCU $0 Down, No PMI Mortgage Purchase
- National Homebuyers Fund (NHF) - Data Mortgage, Inc. dba Essex Mortgage Deferred Down Payment Assistance Program
- Navy Federal Credit Union Homebuyers Choice Loan
- Navy Federal Credit Union Military Choice Loan
- North Fork Rancheria Indian Housing Authority Down Payment Assistance Program
- Northern Circle Indian Housing Authority Down Payment Assistance
- Northpointe Bank ONE+ Loan Program
- Pathway Homes Essential Workers Program
- All nationwide programs →
What to know
What the 13 records say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 7 of 13
ask for a homebuyer education class.
- 4 of 13
are limited to first-time homebuyers, as each program defines it.
- 6 · 4 · 2
are assistance grants, deferred second loans and first mortgages. The other 1 is 1 forgivable loan.
Free help in District of ColumbiaFree help in District of Columbia
19 HUD-approved counseling agencies in District of Columbia19 HUD-approved housing counseling agencies in District of Columbia
7 of 13 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how the assistance and a conventional loan fit together.7 of 13 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how an assistance program and a first mortgage fit together, before you talk to a lender. Create a free account to see who’s near you.
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More of District of Columbia’s programs
Questions, answered
Can down payment assistance be used with a conventional loan in District of Columbia?
13 programs in District of Columbia name conventional loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming conventional loans mean a program is open to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (July 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.