Broward County Homebuyer Purchase Assistance (HPA) Program
Deferred second loan · Income limit 120% of AMI
Single Family, Condo, Townhouse
See details Jun 2026
Down payment assistance · Florida
Buying a home in Broward County, FL
2 county-wide programs, 17 cities with their own, plus 22 statewide and 62 nationwide.Broward has 2 programs that cover the whole county and 17 cities with a program of their own. On top of those, 22 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in BrowardAnywhere in Broward County
2 programs for every Broward address2 programs that cover every Broward address
All 2 are for first-time homebuyers and ask for a homebuyer class.These are run for the whole county, so a home in Fort Lauderdale, Pembroke Pines or Hollywood can use them. All 2 are for first-time homebuyers and ask for a homebuyer class.
Habitat for Humanity of Broward County
Assistance grant · Income limit 60% of AMI
Single Family, Townhouse
See details Jul 2026
AMI is HUD’s area median income for Broward, adjusted for household size. Each program publishes its own dollar limits.
Only inside city limits
17 cities with their own program17 Broward cities with their own program
For a home inside that city, on top of the county-wide 2.A city program is for a home inside that city. Buying there? It sits on top of the 2 county-wide programs above.
Coconut CreekCity page City of Coconut Creek SHIP Purchase AssistanceCoral SpringsCity page City of Coral Springs Purchase Assistance ProgramDavieCity page Town of Davie SHIP Purchase AssistanceDeerfield BeachCity page City of Deerfield Beach Purchase AssistanceFort LauderdaleCity page City of Fort Lauderdale SHIP Purchase AssistanceHallandale BeachCity page City of Hallandale Beach First-Time Homebuyer ProgramHollywoodCity page City of Hollywood First-Time Homebuyer Purchase AssistanceLauderdale LakesCity page City of Lauderdale Lakes SHIP Purchase AssistanceLauderhillCity page City of Lauderhill Purchase AssistanceMargateCity page City of Margate Homebuyer Purchase AssistanceMiramarCity page City of Miramar First-Time Homebuyer ProgramNorth LauderdaleCity page City of North Lauderdale SHIP Purchase AssistanceOakland ParkCity page City of Oakland Park SHIP Purchase AssistancePembroke PinesCity page City of Pembroke Pines SHIP/HOME ProgramPlantationCity page City of Plantation SHIP Purchase AssistancePompano BeachCity page City of Pompano Beach Purchase AssistanceTamaracCity page City of Tamarac Purchase Assistance
The Broward marketThe Broward housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Broward
- 40% single-familysingle-family
- 8.6% townhousetownhouse
- 7.2% 2–4 units2–4 units
- 41.4% 5+ unitscondo & apartment buildings (5+ units)
- 2.7% mobile & othermobile home & other
Condos count. 1 of the 2 county-wide programs and all 17 city programs list condos as eligible. Habitat for Humanity of Broward County lists single family and townhouse.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Broward’s homes were built
pre-19401970s2020+
50%
of Broward homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$102,500
HUD area median income, 4 people (FY2026)HUD area median income, Broward County, 4-person household (FY2026)
$77,633
Median household income (ACS 2024 5-year)Median household income in Broward (Census ACS 2024 5-year)
63.6%
of occupied homes are owner-occupied (Florida: 67.6%)
The two income figures measure different things. HUD’s area median income is the one programs use. 42 of the 103 programs here set their income limit as a share of Broward County’s area median income, adjusted for household size. See the published limits for Broward County
Free help in BrowardFree help in Broward
15 HUD-approved counseling agencies with an office in the county15 HUD-approved housing counseling agencies with an office in Broward County
19 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 19 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Broward County.
47 cities and placesA to Z
All cities in Broward CountyAll 47 cities and places in Broward County
has a program of its own
- Boulevard Gardens
- Broadview Park
- Broward Estates
- Carver Ranches
- Coconut Creek
- Cooper City
- Coral Springs
- Dania Beach
- Davie
- Deerfield Beach
- Fort Lauderdale
- Hallandale Beach
- Hollywood
- Kendall Green
- Lake Forest
- Lauderdale Lakes
- Lauderdale-by-the-Sea
- Lauderhill
- Lighthouse Point
- Margate
- Melrose Park
- Miami Gardens
- Miramar
- North Andrews Gardens
- North Lauderdale
- Oakland Park
- Palm Aire
- Parkland
- Pembroke Park
- Pembroke Pines
- Pine Island Ridge
- Plantation
- Pompano Beach
- Pompano Beach Highlands
- Rock Island
- Roosevelt Gardens
- Southwest Ranches
- Sunrise
- Sunshine Ranches
- Tamarac
- Tedder
- Terra Mar
- Twin Lakes
- Washington Park
- West Park
- Weston
- Wilton Manors
Broward questions
Can I use a county program anywhere in Broward?
The 2 county-wide programs cover homes anywhere in the county. City programs, like Coconut Creek’s and Coral Springs’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Broward County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Broward programs accept condos?
1 of the 2 county-wide programs and all 17 city programs list condos as eligible. Habitat for Humanity of Broward County lists single family and townhouse. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Broward?
HUD-approved housing counseling agencies teach homebuyer classes, and 15 agencies have an office in Broward County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.