Broward County Homebuyer Purchase Assistance (HPA) Program
Deferred second loan · Income limits
Down payment assistance · Broward County
Buying a home in Lauderdale-by-the-Sea, FL
2 county programs and 26 statewide.Lauderdale-by-the-Sea has no program of its own, 2 across Broward County, and 26 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Lauderdale-by-the-Sea
No program of Lauderdale-by-the-Sea’s own yet
No program run for Lauderdale-by-the-Sea alone is listed. A home in Lauderdale-by-the-Sea can use Broward County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Oakland Park, about 3 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in BrowardAnywhere in Broward County
2 county programs2 county programs a Lauderdale-by-the-Sea homebuyer can use
17 more programs are for homes in Davie, Coconut Creek, Coral Springs, Deerfield Beach, Fort Lauderdale, Hallandale Beach, Hollywood, Lauderdale Lakes, Lauderhill, Margate, Miramar, North Lauderdale, Oakland Park, Pembroke Pines, Plantation, Pompano Beach and Tamarac. See them 17 programs in neighboring cities — for homes inside those cities, not Lauderdale-by-the-Sea
- Davie — Town of Davie SHIP Purchase Assistance
- Coconut Creek — City of Coconut Creek SHIP Purchase Assistance
- Coral Springs — City of Coral Springs Purchase Assistance Program
- Deerfield Beach — City of Deerfield Beach Purchase Assistance
- Fort Lauderdale — City of Fort Lauderdale SHIP Purchase Assistance
- Hallandale Beach — City of Hallandale Beach First-Time Homebuyer Program
- Hollywood — City of Hollywood First-Time Homebuyer Purchase Assistance
- Lauderdale Lakes — City of Lauderdale Lakes SHIP Purchase Assistance
- Lauderhill — City of Lauderhill Purchase Assistance
- Margate — City of Margate Homebuyer Purchase Assistance
- Miramar — City of Miramar First-Time Homebuyer Program
- North Lauderdale — City of North Lauderdale SHIP Purchase Assistance
- Oakland Park — City of Oakland Park SHIP Purchase Assistance
- Pembroke Pines — City of Pembroke Pines SHIP/HOME Program
- Plantation — City of Plantation SHIP Purchase Assistance
- Pompano Beach — City of Pompano Beach Purchase Assistance
- Tamarac — City of Tamarac Purchase Assistance
The Lauderdale-by-the-Sea marketThe Lauderdale-by-the-Sea housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Lauderdale-by-the-Sea
- 15% single-familysingle-family
- 4.5% townhousetownhouse
- 7.1% 2–4 units2–4 units
- 73.2% 5+ unitscondo & apartment buildings (5+ units)
- 0.2% mobile & othermobile home & other
Condos count. 1 of Lauderdale-by-the-Sea’s 2 local and county programs accept condos. Habitat for Humanity of Broward County lists single family and townhouse.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Lauderdale-by-the-Sea’s homes were built
pre-19401970s2020+
73.2%
of Lauderdale-by-the-Sea homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$102,500
County area median income, 4 people (HUD)HUD area median income, Broward County, 4-person household (2026)
$81,655
Lauderdale-by-the-Sea median household incomeMedian household income in Lauderdale-by-the-Sea (Census, 2024)
29 of the 90 programs here set their income limit as a share of Broward County’s area median income, adjusted for household size. See the published limits for Broward County
Free help nearbyFree help near Lauderdale-by-the-Sea
15 HUD-approved counseling agencies within 15 miles15 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Lauderdale-by-the-Sea questions
Does Lauderdale-by-the-Sea have its own down payment program?
No program run for Lauderdale-by-the-Sea alone is listed. A home in Lauderdale-by-the-Sea can use the 2 programs that cover Broward County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Lauderdale-by-the-Sea?
1 of Lauderdale-by-the-Sea’s 2 local and county programs accept condos. Habitat for Humanity of Broward County lists single family and townhouse. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Broward County?
Each program sets its own. 29 of the programs here set theirs as a share of HUD’s area median income for Broward County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lauderdale-by-the-Sea?
HUD-approved housing counseling agencies teach homebuyer classes, and 15 agencies are within 15 miles of Lauderdale-by-the-Sea. Create a free account and take the 90-second match to see the ones near you.
Nearby in Broward
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.