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Down payment assistance

Buying a home in Rock Island, FL

2 county programs and 26 statewide.

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What’s local to Rock Island

No program run for Rock Island alone is listed. A home in Rock Island can use Broward County’s programs below, plus the Florida statewide and federal ones.

The closest city that runs its own program is Lauderdale Lakes, about 2 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Broward

2 county programs

17 more programs are for homes in Davie, Coconut Creek, Coral Springs, Deerfield Beach, Fort Lauderdale, Hallandale Beach, Hollywood, Lauderdale Lakes, Lauderhill, Margate, Miramar, North Lauderdale, Oakland Park, Pembroke Pines, Plantation, Pompano Beach and Tamarac. See them
  • Davie — Town of Davie SHIP Purchase Assistance
  • Coconut Creek — City of Coconut Creek SHIP Purchase Assistance
  • Coral Springs — City of Coral Springs Purchase Assistance Program
  • Deerfield Beach — City of Deerfield Beach Purchase Assistance
  • Fort Lauderdale — City of Fort Lauderdale SHIP Purchase Assistance
  • Hallandale Beach — City of Hallandale Beach First-Time Homebuyer Program
  • Hollywood — City of Hollywood First-Time Homebuyer Purchase Assistance
  • Lauderdale Lakes — City of Lauderdale Lakes SHIP Purchase Assistance
  • Lauderhill — City of Lauderhill Purchase Assistance
  • Margate — City of Margate Homebuyer Purchase Assistance
  • Miramar — City of Miramar First-Time Homebuyer Program
  • North Lauderdale — City of North Lauderdale SHIP Purchase Assistance
  • Oakland Park — City of Oakland Park SHIP Purchase Assistance
  • Pembroke Pines — City of Pembroke Pines SHIP/HOME Program
  • Plantation — City of Plantation SHIP Purchase Assistance
  • Pompano Beach — City of Pompano Beach Purchase Assistance
  • Tamarac — City of Tamarac Purchase Assistance

Income limits in Broward County

How programs here set their income limits

$102,500
County area median income, 4 people (HUD)

See the published limits for Broward County

Free help nearby

16 HUD-approved counseling agencies within 15 miles

2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Free account → 90-second match → your counselors · Sign in

Across Florida and nationwide

88 statewide & federal programs

Rock Island questions

Does Rock Island have its own down payment program?

No program run for Rock Island alone is listed. A home in Rock Island can use the 2 programs that cover Broward County and the 26 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Rock Island?

1 of Rock Island’s 2 local and county programs accept condos. Habitat for Humanity of Broward County lists single family and townhouse. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Broward County?

Each program sets its own. 29 of the programs here set theirs as a share of HUD’s area median income for Broward County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Rock Island?

HUD-approved housing counseling agencies teach homebuyer classes, and 16 agencies are within 15 miles of Rock Island. Create a free account and take the 90-second match to see the ones near you.

Nearby in Broward

Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.