Forgivable loan
City of Pembroke Pines SHIP/HOME Program
First-time homebuyers · Income limits · Single Family · Condo · Townhouse
Down payment assistance · Broward County
Buying a home in Pembroke Pines, FL
1 Pembroke Pines program, 2 county programs and 26 statewide.Pembroke Pines has 1 program of its own, 2 more across Broward County, and 26 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Pembroke Pines addresses
Pembroke Pines’s own program
Anywhere in BrowardAnywhere in Broward County
2 county programs2 county programs a Pembroke Pines homebuyer can also use
16 more programs are for homes in Davie, Coconut Creek, Coral Springs, Deerfield Beach, Fort Lauderdale, Hallandale Beach, Hollywood, Lauderdale Lakes, Lauderhill, Margate, Miramar, North Lauderdale, Oakland Park, Plantation, Pompano Beach and Tamarac. See them 16 programs in neighboring cities — for homes inside those cities, not Pembroke Pines
- Davie — Town of Davie SHIP Purchase Assistance
- Coconut Creek — City of Coconut Creek SHIP Purchase Assistance
- Coral Springs — City of Coral Springs Purchase Assistance Program
- Deerfield Beach — City of Deerfield Beach Purchase Assistance
- Fort Lauderdale — City of Fort Lauderdale SHIP Purchase Assistance
- Hallandale Beach — City of Hallandale Beach First-Time Homebuyer Program
- Hollywood — City of Hollywood First-Time Homebuyer Purchase Assistance
- Lauderdale Lakes — City of Lauderdale Lakes SHIP Purchase Assistance
- Lauderhill — City of Lauderhill Purchase Assistance
- Margate — City of Margate Homebuyer Purchase Assistance
- Miramar — City of Miramar First-Time Homebuyer Program
- North Lauderdale — City of North Lauderdale SHIP Purchase Assistance
- Oakland Park — City of Oakland Park SHIP Purchase Assistance
- Plantation — City of Plantation SHIP Purchase Assistance
- Pompano Beach — City of Pompano Beach Purchase Assistance
- Tamarac — City of Tamarac Purchase Assistance
The Pembroke Pines marketThe Pembroke Pines housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Pembroke Pines
- 46% single-familysingle-family
- 13.9% townhousetownhouse
- 3.5% 2–4 units2–4 units
- 35.4% 5+ unitscondo & apartment buildings (5+ units)
- 1.1% mobile & othermobile home & other
Condos count. 2 of Pembroke Pines’s 3 local and county programs accept condos. Habitat for Humanity of Broward County lists single family and townhouse.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Pembroke Pines’s homes were built
pre-19401970s2020+
23.5%
of Pembroke Pines homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$102,500
County area median income, 4 people (HUD)HUD area median income, Broward County, 4-person household (2026)
$85,104
Pembroke Pines median household incomeMedian household income in Pembroke Pines (Census, 2024)
30 of the 91 programs here set their income limit as a share of Broward County’s area median income, adjusted for household size. See the published limits for Broward County
Free help nearbyFree help near Pembroke Pines
16 HUD-approved counseling agencies within 15 miles16 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Pembroke Pines questions
Does Pembroke Pines have its own down payment program?
Yes, one: City of Pembroke Pines SHIP/HOME Program, a forgivable loan for first-time homebuyers (forgiven over 10 yrs, income limits). It is for homes inside Pembroke Pines.
Can I use assistance on a condo in Pembroke Pines?
2 of Pembroke Pines’s 3 local and county programs accept condos. Habitat for Humanity of Broward County lists single family and townhouse. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Broward County?
Each program sets its own. 30 of the programs here set theirs as a share of HUD’s area median income for Broward County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Pembroke Pines?
HUD-approved housing counseling agencies teach homebuyer classes, and 16 agencies are within 15 miles of Pembroke Pines. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
33082
Nearby in Broward
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.