Deferred second loan
City of Plantation SHIP Purchase Assistance
First-time homebuyers · Income limits · Single Family · Condo · Townhouse
Down payment assistance · Broward County
Buying a home in Plantation, FL
1 Plantation program, 2 county programs and 26 statewide.Plantation has 1 program of its own, 2 more across Broward County, and 26 statewide. Here is what each one offers, and who near you can walk you through it.
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Only for Plantation addresses
Plantation’s own program
Anywhere in BrowardAnywhere in Broward County
2 county programs2 county programs a Plantation homebuyer can also use
16 more programs are for homes in Davie, Coconut Creek, Coral Springs, Deerfield Beach, Fort Lauderdale, Hallandale Beach, Hollywood, Lauderdale Lakes, Lauderhill, Margate, Miramar, North Lauderdale, Oakland Park, Pembroke Pines, Pompano Beach and Tamarac. See them 16 programs in neighboring cities — for homes inside those cities, not Plantation
- Davie — Town of Davie SHIP Purchase Assistance
- Coconut Creek — City of Coconut Creek SHIP Purchase Assistance
- Coral Springs — City of Coral Springs Purchase Assistance Program
- Deerfield Beach — City of Deerfield Beach Purchase Assistance
- Fort Lauderdale — City of Fort Lauderdale SHIP Purchase Assistance
- Hallandale Beach — City of Hallandale Beach First-Time Homebuyer Program
- Hollywood — City of Hollywood First-Time Homebuyer Purchase Assistance
- Lauderdale Lakes — City of Lauderdale Lakes SHIP Purchase Assistance
- Lauderhill — City of Lauderhill Purchase Assistance
- Margate — City of Margate Homebuyer Purchase Assistance
- Miramar — City of Miramar First-Time Homebuyer Program
- North Lauderdale — City of North Lauderdale SHIP Purchase Assistance
- Oakland Park — City of Oakland Park SHIP Purchase Assistance
- Pembroke Pines — City of Pembroke Pines SHIP/HOME Program
- Pompano Beach — City of Pompano Beach Purchase Assistance
- Tamarac — City of Tamarac Purchase Assistance
Income limits in Broward County
How programs here set their income limits
$102,500
County area median income, 4 people (HUD)HUD area median income, Broward County, 4-person household (2026)
30 of the 91 programs here set their income limit as a share of Broward County’s area median income, adjusted for household size. See the published limits for Broward County
Free help nearbyFree help near Plantation
16 HUD-approved counseling agencies within 15 miles16 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Plantation questions
Does Plantation have its own down payment program?
Yes, one: City of Plantation SHIP Purchase Assistance, a deferred second loan for first-time homebuyers (income limits). It is for homes inside Plantation.
Can I use assistance on a condo in Plantation?
2 of Plantation’s 3 local and county programs accept condos. Habitat for Humanity of Broward County lists single family and townhouse. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Broward County?
Each program sets its own. 30 of the programs here set theirs as a share of HUD’s area median income for Broward County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Plantation?
HUD-approved housing counseling agencies teach homebuyer classes, and 16 agencies are within 15 miles of Plantation. Create a free account and take the 90-second match to see the ones near you.
Nearby in Broward
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.