Down payment assistance for conventional loans in Idaho
11 down payment assistance programs in Idaho name conventional loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- FHLB Des Moines Home$tart Down Payment Assistance GrantFederal Home Loan Bank of Des Moines (through participating member institutions) · Statewide
- Idaho Housing Forgivable Loan (Down Payment / Closing Cost Assistance)Idaho Housing and Finance Association (IHFA)
- Second MortgageStatewide
- Idaho Heroes Second MortgageStatewide
- FHLB Des Moines Native American Homeownership Initiative (NAHI) GrantFederal Home Loan Bank of Des Moines (through participating member institutions) · Statewide
- Homeownership Opportunity ProgramBoise
- Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)Idaho Housing and Finance Association (IHFA) · Statewide
- NeighborWorks Pocatello Down Payment AssistancePocatello
- Idaho Housing First Loan Tax-Exempt (Mortgage Revenue Bond First Mortgage)Idaho Housing and Finance Association
- Mortgage Finance Assistance (Nez Perce Tribal Housing Authority)Nez Perce Tribal Housing Authority (NPTHA) · Lapwai
- NeighborWorks Boise Down Payment Assistance and Forgivable GrantsNeighborWorks Boise (NeighborWorks Lending, NMLS #2881) · Boise
Questions, answered
Can down payment assistance be used with conventional loans in Idaho?
11 down payment assistance programs in Idaho name conventional loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming conventional loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
How conventional loans work with down payment assistance, nationally →
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