Down payment assistance for USDA loans in Idaho
9 down payment assistance programs in Idaho name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- FHLB Des Moines Home$tart Down Payment Assistance GrantFederal Home Loan Bank of Des Moines (through participating member institutions) · Statewide
- Idaho Housing Forgivable Loan (Down Payment / Closing Cost Assistance)Idaho Housing and Finance Association (IHFA)
- Second MortgageStatewide
- Idaho Heroes Second MortgageStatewide
- FHLB Des Moines Native American Homeownership Initiative (NAHI) GrantFederal Home Loan Bank of Des Moines (through participating member institutions) · Statewide
- Homeownership Opportunity ProgramBoise
- Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)Idaho Housing and Finance Association (IHFA) · Statewide
- NeighborWorks Pocatello Down Payment AssistancePocatello
- Idaho Housing First Loan Tax-Exempt (Mortgage Revenue Bond First Mortgage)Idaho Housing and Finance Association
Questions, answered
Can down payment assistance be used with USDA loans in Idaho?
9 down payment assistance programs in Idaho name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
How USDA loans work with down payment assistance, nationally →
90-second match
Not sure which you qualify for?
Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.
Find my programs