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Programs by situation

Down payment assistance for healthcare workers in Kentucky

1 program names healthcare workers: 1 county or regional.

Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a healthcare worker puts a program on this list; it does not decide whether you can use it.

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The 1 program, closest first

From a single county out to the whole state

Listed A–Z within each group, not ranked.

In a Kentucky city 0 programs

No Kentucky city program names healthcare workers. 6 cities run a program of their own. Browse Kentucky cities →

In a county or region 1 program

For homes anywhere in the county or the counties named
First mortgageBath, Boyd, Bracken, Breathitt, Carter, Elliott, Fleming, Floyd, Greenup, Johnson, Lawrence, Lee, Magoffin, Martin, Mason, Menifee, Montgomery, Morgan, Owsley, Robertson, Rowan, Wolfe County

Frontier Housing - Mortgage Lending & Homeownership Program

First mortgage · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists, teachers, first responders and healthcare workers · Homebuyer class required

See details →

Nationwide 4 programs · not in the 1

Nationwide: 4 more, not in the 1

What to know

What the 1 record say

From each program’s own record. The agency decides who can use it.

  1. 1 of 1

    ask for a homebuyer education class.

  2. 0 of 1

    are limited to first-time homebuyers, as each program defines it.

  3. 1 of 1

    name an FHA, VA, USDA or conventional loan they can be paired with.

Free help in Kentucky

24 HUD-approved counseling agencies in Kentucky

This program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets.

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Questions, answered

Does being a healthcare worker mean I can use these programs?

No. These programs name healthcare workers in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.

Why are nationwide programs listed separately?

A nationwide program is not one of Kentucky’s own, so it is listed below the 1 Kentucky program and not counted in them. Each one sets its own area and eligibility rules; its page has the details.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

Programs and counts: Hey Prescott program records, each verified with its administering agency (July 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.