Down payment assistance for USDA loans in Kentucky
11 down payment assistance programs in Kentucky name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- REACH HOME ProgramLexington
- USDA Section 502 Direct Home Loan (Kentucky)USDA Rural Development - Rural Housing Service
- Community Ventures Rural Homeownership Assistance Program (RHAP)Community Ventures (Community Ventures Corporation), a Kentucky CDFI nonprofit
- Homebuyer Assistance ProgramCovington
- Susan's Savings First Time Home Buyers ProgramStatewide
- KHC Mortgage Revenue Bond (MRB) First Mortgage ProgramKentucky Housing Corporation (KHC) · Statewide
- Frontier Housing - Mortgage Lending & Homeownership ProgramFrontier Housing, Inc. · Morehead
- KHC Affordable Down Payment Assistance Program (Affordable DAP)Kentucky Housing Corporation (KHC)
- Kentucky Regular DAPStatewide
- Northern Kentucky HOME Consortium Homebuyer Assistance ProgramNorthern Kentucky HOME Consortium (administered by City of Covington Neighborhood Services Department) · Covington
- City of Owensboro Down Payment Assistance ProgramCity of Owensboro (Community Development / Northwest NRSA) · Owensboro
Questions, answered
Can down payment assistance be used with USDA loans in Kentucky?
11 down payment assistance programs in Kentucky name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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How USDA loans work with down payment assistance, nationally →
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