My HOME II Program (Mortgage Settlement Program)
Deferred second loan · Income limits
Single Family, Townhouse, Condo
See details Jul 2026
Down payment assistance · Maryland
Buying a home in Prince George's County, MD
3 county-wide programs, 3 cities with their own, plus 14 statewide and 62 nationwide.Prince George's has 3 programs that cover the whole county and 3 cities with a program of their own. On top of those, 14 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in Prince George'sAnywhere in Prince George's County
3 programs for every Prince George's address3 programs that cover every Prince George's address
All 3 are for first-time homebuyers and ask for a homebuyer class.These are run for the whole county, so a home in Bowie, College Park or Laurel can use them. All 3 are for first-time homebuyers and ask for a homebuyer class.
HIP Homes Single-Family Homeownership Program
First mortgage · New construction · Income limit 80% of AMI
Single Family, Townhouse
See details Aug 2026
Pathway to Purchase First Time Homebuyer Assistance Program
Deferred second loan · New construction · Income limit 120% of AMI
Single-family detached, Townhouse, Condominium
See details Jul 2026
AMI is HUD’s area median income for Prince George's, adjusted for household size. Each program publishes its own dollar limits.
Only inside city limits
3 cities with their own program3 Prince George's cities with their own program
For a home inside that city, on top of the county-wide 3.A city program is for a home inside that city. Buying there? It sits on top of the 3 county-wide programs above.
The Prince George's marketThe Prince George's housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Prince George's
- 49.2% single-familysingle-family
- 16.7% townhousetownhouse
- 2.5% 2–4 units2–4 units
- 30.9% 5+ unitscondo & apartment buildings (5+ units)
- 0.6% mobile & othermobile home & other
Condos count. 2 of the 3 county-wide programs list condos as eligible. HIP Homes Single-Family Homeownership Program lists single family and townhouse.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Prince George's’s homes were built
pre-19401970s2020+
53.8%
of Prince George's homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$166,100
HUD area median income, 4 people (FY2026)HUD area median income, Prince George's County, 4-person household (FY2026)
$101,798
Median household income (ACS 2024 5-year)Median household income in Prince George's (Census ACS 2024 5-year)
62.3%
of occupied homes are owner-occupied (Maryland: 67.6%)
The two income figures measure different things. HUD’s area median income is the one programs use. 15 of the 83 programs here set their income limit as a share of Prince George's County’s area median income, adjusted for household size. See the published limits for Prince George's County
Free help in Prince George'sFree help in Prince George's
9 HUD-approved counseling agencies with an office in the county9 HUD-approved housing counseling agencies with an office in Prince George's County
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.5 of the 7 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Prince George's County.
80 cities and placesA to Z
All cities in Prince George's CountyAll 80 cities and places in Prince George's County
has a program of its own
- Accokeek
- Adelphi
- Andrews AFB
- Baden
- Beltsville
- Berwyn Heights
- Bladensburg
- Bowie
- Brandywine
- Brentwood
- Brock Hall
- Calverton
- Camp Springs
- Capitol Heights
- Cheverly
- Chillum
- Clinton
- College Park
- Colmar Manor
- Coral Hills
- Cottage City
- Croom
- District Heights
- East Riverdale
- Edmonston
- Fairmount Heights
- Fairwood
- Forest Heights
- Forestville
- Fort Washington
- Friendly
- Glassmanor
- Glenarden
- Glenn Dale
- Goddard
- Greater Upper Marlboro
- Greenbelt
- Hillcrest Heights
- Hyattsville
- Kettering
- Lake Arbor
- Landover
- Landover Hills
- Langley Park
- Lanham
- Lanham-Seabrook
- Largo
- Laurel
- Marlboro Meadows
- Marlboro Village
- Marlow Heights
- Marlton
- Mellwood
- Mitchellville
- Morningside
- Mount Rainier
- National Harbor
- New Carrollton
- Oxon Hill
- Oxon Hill-Glassmanor
- Peppermill Village
- Queen Anne
- Queenland
- Riverdale Park
- Rosaryville
- Seabrook
- Seat Pleasant
- Silver Hill
- South Laurel
- Springdale
- Suitland
- Suitland-Silver Hill
- Summerfield
- Temple Hills
- University Park
- Walker Mill
- West Laurel
- Westphalia
- Woodlawn
- Woodmore
Prince George's questions
Can I use a county program anywhere in Prince George's?
The 3 county-wide programs cover homes anywhere in the county. City programs, like Bowie’s and College Park’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Prince George's County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Prince George's programs accept condos?
2 of the 3 county-wide programs list condos as eligible. HIP Homes Single-Family Homeownership Program lists single family and townhouse. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Prince George's?
HUD-approved housing counseling agencies teach homebuyer classes, and 9 agencies have an office in Prince George's County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.