Down payment assistance for USDA loans in Maryland
46 down payment assistance programs in Maryland name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Direct Homeownership Assistance ProgramBaltimore
- Moderately Priced Dwelling Unit (MPDU) Second Mortgage Financing Program
- Closing Cost and Downpayment GrantsSalisbury
- Homestart 6% DPA LoanStatewide
- LEDC Down Payment Assistance Program
- Montgomery Employee Down Payment Assistance Loan (MEDPAL)Statewide
- Partner Match ProgramsStatewide
- Maryland Mortgage Program
- Maryland SmartBuy 3.0Statewide
- HomeAbilityStatewide
- 1st Time Advantage 3% LoanStatewide
- Critical Workforce (CWF) Second Mortgage Financing Program
- Closing Cost LoansSalisbury
- Hagerstown Homeownership InitiativeHagerstown
- Buying Into Baltimore Down Payment and Closing Cost AssistanceBaltimore
- 1st Time Advantage 5% LoanStatewide
- Down Payment & Closing Cost Assistance - City of HagerstownHagerstown
- MMP Flex 3% LoanStatewide
- Gaithersburg Homebuyer Assistance Loan Program (GHALP)Gaithersburg
- Interfaith Housing Alliance Purchase-Repair Homeownership ProgramInterfaith Housing Alliance, Inc. (IHA)
- SDLP - HomeStarter Loan
- Settlement Expense Loan Program Plus (SELP+)
- Central Baltimore Homebuying Incentive ProgramBaltimore
- MMP Flex 6000Statewide
- Buy Back the BlockBaltimore
- Settlement Expense Loan Program (SELP)/Closing Cost Program
- FHLBank Atlanta First-Time Homebuyer ProductBaltimore
- Pathway to Purchase First Time Homebuyer Assistance Program
- SDLP - HomeSteader Loan
- 1st Time Advantage 4% LoanStatewide
- Baybrook BoostBaltimore
- Baltimore Southwest Partnership Inc Down Payment Assistance ProgramBaltimore
- First Time Home Buyers Settlement Expense Loan Program (SELP)
- Frederick County Homebuyer Assistance Program (HAP)Frederick County Division of Housing (Department of Housing and Community Development)
- SDLP - Workforce Initiative Loan
- Revolving Closing Cost Assistance Program (RCCAP)
- Option 2 of the MPP
- New Neighbors Homeownership Grant ProgramCollege Park
- Project Reinvest ProgramBaltimore
- Option 3 "MCHAF" Montgomery County Housing Assistance Fund
- Montgomery Homeownership ProgramStatewide
- 1st Time Advantage 6000Statewide
- Mortgage Assistance Program (MAP)
- SDLP - DreamMaker Loan
- Settlement Expense Loan Program
- First-Time Homebuyers Incentive ProgramBaltimore
Questions, answered
Can down payment assistance be used with USDA loans in Maryland?
46 down payment assistance programs in Maryland name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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How USDA loans work with down payment assistance, nationally →
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