Down-payment assistance
City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program
First-time homebuyers · Income limits
Down payment assistance · Montgomery County
Buying a home in Rockville, MD
1 Rockville program, 5 county programs and 19 statewide.Rockville has 1 program of its own, 5 more across Montgomery County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Rockville addresses
Rockville’s own program
Anywhere in MontgomeryAnywhere in Montgomery County
5 county programs5 county programs a Rockville homebuyer can also use
1 more program is for homes in Gaithersburg. See them 1 program in neighboring cities — for homes inside those cities, not Rockville
- Gaithersburg — Gaithersburg Homebuyer Assistance Loan Program (GHALP)
The Rockville marketThe Rockville housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Rockville
- 40.6% single-familysingle-family
- 13.9% townhousetownhouse
- 1.9% 2–4 units2–4 units
- 43.4% 5+ unitscondo & apartment buildings (5+ units)
- 0.3% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Rockville’s homes were built
pre-19401970s2020+
51.3%
of Rockville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$166,100
County area median income, 4 people (HUD)HUD area median income, Montgomery County, 4-person household (2026)
$128,649
Rockville median household incomeMedian household income in Rockville (Census, 2024)
17 of the 87 programs here set their income limit as a share of Montgomery County’s area median income, adjusted for household size. See the published limits for Montgomery County
Free help nearbyFree help near Rockville
24 HUD-approved counseling agencies within 15 miles24 HUD-approved housing counseling agencies within 15 miles
6 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 6 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Maryland and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Rockville questions
Does Rockville have its own down payment program?
Yes, one: City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program, a down-payment assistance for first-time homebuyers (income limits). It is for homes inside Rockville.
Can I use assistance on a condo in Rockville?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Montgomery County?
Each program sets its own. 17 of the programs here set theirs as a share of HUD’s area median income for Montgomery County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Rockville?
HUD-approved housing counseling agencies teach homebuyer classes, and 24 agencies are within 15 miles of Rockville. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
20847 · 20848 · 20849 · 20850 · 20851 · 20852 · 20853 · 20857
Nearby in Montgomery
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.