My HOME II Program (Mortgage Settlement Program)
Deferred second loan · Income limits
Down payment assistance · Prince George's County
Buying a home in National Harbor, MD
3 county programs and 19 statewide.National Harbor has no program of its own, 3 across Prince George's County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to National Harbor
No program of National Harbor’s own yet
No program run for National Harbor alone is listed. A home in National Harbor can use Prince George's County’s programs below, plus the Maryland statewide and federal ones.
The closest city that runs its own program is College Park, about 14 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Prince George'sAnywhere in Prince George's County
3 county programs3 county programs a National Harbor homebuyer can use
4 more programs are for homes in College Park, Laurel and Bowie. See them 4 programs in neighboring cities — for homes inside those cities, not National Harbor
- College Park — Live+Work College Park Program
- Laurel — City of Laurel Homebuyer Assistance Program
- Bowie — Bowie First Mortgage Assistance Program
- College Park — New Neighbors Homeownership Grant Program
The National Harbor marketThe National Harbor housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in National Harbor
- 18.8% single-familysingle-family
- 18.1% townhousetownhouse
- 0% 2–4 units2–4 units
- 63.1% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. 2 of National Harbor’s 3 local and county programs accept condos. HIP Homes Single-Family Homeownership Program lists single family and townhouse.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When National Harbor’s homes were built
pre-19401970s2020+
29.9%
of National Harbor homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$166,100
County area median income, 4 people (HUD)HUD area median income, Prince George's County, 4-person household (2026)
$109,707
National Harbor median household incomeMedian household income in National Harbor (Census, 2024)
19 of the 84 programs here set their income limit as a share of Prince George's County’s area median income, adjusted for household size. See the published limits for Prince George's County
Free help nearbyFree help near National Harbor
34 HUD-approved counseling agencies within 15 miles34 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Maryland and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
National Harbor questions
Does National Harbor have its own down payment program?
No program run for National Harbor alone is listed. A home in National Harbor can use the 3 programs that cover Prince George's County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in National Harbor?
2 of National Harbor’s 3 local and county programs accept condos. HIP Homes Single-Family Homeownership Program lists single family and townhouse. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Prince George's County?
Each program sets its own. 19 of the programs here set theirs as a share of HUD’s area median income for Prince George's County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near National Harbor?
HUD-approved housing counseling agencies teach homebuyer classes, and 34 agencies are within 15 miles of National Harbor. Create a free account and take the 90-second match to see the ones near you.
Nearby in Prince George's
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.