See what you qualify for

Down payment assistance

Down payment assistance in Lanham-Seabrook, MD

88 programs a Lanham-Seabrook buyer could use — grants, forgivable loans, and tax credits. Free to explore, no SSN, no credit pull.

Free forever · No credit pull · 90 seconds

Programs available
88

Programs available

Open to first-time buyers
36

Open to first-time buyers

Forgivable
66

Forgivable

Largest award
$126,526

Largest award

88 programs

In Prince George's County

7 programs

Live+Work College Park Program

College Park City-University Partnership

Up to $20,000

Forgivable loan · Forgiven over 7 yrs · Income limits

Targeted area
Verified Jul 2026See details →

My HOME II Program (Mortgage Settlement Program)

Redevelopment Authority of Prince George's County

Up to $20,000

Deferred second loan · Income limits

First-time
Verified Jul 2026See details →

City of Laurel Homebuyer Assistance Program

City of Laurel, Department of Economic and Community Development

Up to $5,000

Assistance grant · Income limits

First-time
Verified Sep 2026See details →

Bowie First Mortgage Assistance Program

City of Bowie, Office of Grant Development & Administration

Up to $4,000

Forgivable loan · Forgiven over 5 yrs

First-timeEducators
Verified Sep 2026See details →

HIP Homes Single-Family Homeownership Program

Housing Initiative Partnership, Inc. (HIP)

First mortgage

First mortgage · New construction · Income limits

First-timeTargeted area
Verified Aug 2026See details →

New Neighbors Homeownership Grant Program

Grant

Assistance grant · New construction · Income limits

First-time
Verified Jul 2026See details →

Pathway to Purchase First Time Homebuyer Assistance Program

Deferred

Deferred second loan · New construction · Income limits

First-time
Verified Jul 2026See details →

Across Maryland

19 programs

LEDC Down Payment Assistance Program

Up to $10,000

Assistance grant · New construction · Income limits

First-time
Verified Jul 2026See details →

Wells Fargo Homebuyer Access Grant

Wells Fargo Bank, N.A.

Up to $10,000

Assistance grant · Income limits

Targeted area
Verified Sep 2026See details →

ONE+ by Rocket Mortgage

Rocket Mortgage, LLC

Up to $7,000

Assistance grant · Income limits

Verified Aug 2026See details →

MMP Flex 6000

Up to $6,000

Deferred second loan · New construction · Income limits

Targeted areaVeterans
Verified Jul 2026See details →

Chase Homebuyer Grant

JPMorgan Chase Bank, N.A.

Up to $5,000

Assistance grant · Income limits

Targeted area
Verified Aug 2026See details →

PNC Bank Home Loan Grant

PNC Bank, N.A.

Up to $5,000

Assistance grant · Income limits

Targeted area
Verified Jul 2026See details →

TD Bank HomeReady Grant

TD Bank, N.A.

Up to $2,500

Assistance grant · Income limits

First-time
Verified Sep 2026See details →

Smart Keys 4 Employees (SK4E)

Maryland DHCD, Community Development Administration, Maryland Mortgage Program

Up to $1,000

Deferred second loan

Targeted area
Verified Aug 2026See details →

1st Time Advantage 3% Loan

3% of price

Deferred second loan · New construction · Income limits

First-timeTargeted areaVeterans
Verified Jul 2026See details →

1st Time Advantage 4% Loan

4% of price

Deferred second loan · New construction · Income limits

First-timeTargeted areaVeterans
Verified Jul 2026See details →

1st Time Advantage 5% Loan

5% of price

Deferred second loan · New construction · Income limits

First-timeTargeted areaVeterans
Verified Jul 2026See details →

1st Time Advantage 6000

Deferred

Deferred second loan · New construction · Income limits

First-timeTargeted areaVeterans
Verified Jul 2026See details →

HomeAbility

Deferred

Deferred second loan · New construction · Income limits

Targeted areaVeterans
Verified Jul 2026See details →

Homestart 6% DPA Loan

6% of price

Forgivable loan · New construction · Income limits

First-timeTargeted areaVeterans
Verified Jul 2026See details →

M&T Bank First-Time Homebuyer Grant

M&T Bank (Manufacturers and Traders Trust Company)

Grant

Assistance grant · Income limits

First-timeTargeted area
Verified Sep 2026See details →

Maryland Mortgage Program

3% of price

Deferred second loan · Income limits

First-time
Verified Jul 2026See details →

Maryland SmartBuy 3.0

15% of price

Forgivable loan · Forgiven over 5 yrs · Income limits

First-timeTargeted areaVeterans
Verified Jun 2026See details →

MMP Flex 3% Loan

3% of price

Deferred second loan · New construction · Income limits

Targeted areaVeterans
Verified Jul 2026See details →

Partner Match Programs

Deferred

Deferred second loan · New construction · Income limits

First-timeTargeted areaVeterans
Verified Jun 2026See details →

Federal

62 programs

U.S. Department of Veterans Affairs Specially Adapted Housing (SAH) Grant

Up to $126,526

Assistance grant · Income limits

NationwideVeterans
Verified Jul 2026See details →

America First Credit Union 100% No PMI Adjustable-Rate Mortgage

First mortgage

First mortgage

Nationwide
Verified Jul 2026See details →

American Pacific Mortgage 1% Home Program

0.02% of price

Assistance grant · Income limits

Nationwide
Verified Jul 2026See details →

American Pacific Mortgage Pathway DPA

Deferred

Deferred second loan · Forgiven over 3 yrs · Income limits

Nationwide
Verified Jun 2026See details →

BluePoint Mortgage Zero-Down Home Loan

0.035% of price

Deferred second loan · Income limits

Nationwide
Verified Jul 2026See details →

BNY Down Payment Assistance

Grant

Assistance grant · Income limits

Nationwide
Verified Jul 2026See details →

Chase Bank Homebuyer Grant

Grant

Assistance grant · Income limits

NationwideTargeted area
Verified Sep 2026See details →

Chico Rancheria Housing Corporation Homebuyer Assistance

0.25% of price

Assistance grant · Income limits

First-timeNationwide
Verified Jun 2026See details →

Citibank, N.A. HomeRun Mortgage

Grant

Assistance grant · Income limits

Nationwide
Verified Jun 2026See details →

Confederated Tribes of Grand Ronde Down Payment Assistance

0.2% of price

Assistance grant · Income limits

First-timeNationwide
Verified Jun 2026See details →

CrossCountry Mortgage Community Promise

Grant

Assistance grant · Income limits

NationwideTargeted area
Verified Jul 2026See details →

CrossCountry Mortgage Non-QM loans

Grant

Assistance grant

Nationwide
Verified Jul 2026See details →

CrossCountry Mortgage Smart Start Down Payment Assistance Program

Forgivable

Forgivable loan · Forgiven over 5 yrs · Income limits

First-timeNationwideTargeted area
Verified Jul 2026See details →

Direct Mortgage Loans Go Direct FHA 100% Financing

0.035% of price

Deferred second loan · Income limits

Nationwide
Verified Jul 2026See details →

Empowered DPA Program Down Payment Assistance

Deferred

Deferred second loan · Income limits

Nationwide
Verified Jul 2026See details →

Essex Mortgage 10 Year Amortized 2 Plus

Grant

Assistance grant · Income limits

Nationwide
Verified Jul 2026See details →

Essex Mortgage Forgivable/Deferred Program

Forgivable

Forgivable loan · Forgiven over 3 yrs · Income limits

Nationwide
Verified Jul 2026See details →

Fairway Independent Mortgage Corporation Affordable Housing

Grant

Assistance grant · Income limits

Nationwide
Verified Jun 2026See details →

Fairway Independent Mortgage Corporation HOPER's Incentive Program

Grant

Assistance grant · Income limits

NationwideTargeted area
Verified Jul 2026See details →

First Bank Thrive Mortgage Loan

Grant

Assistance grant · Income limits

NationwideTargeted area
Verified Jul 2026See details →

Flagstar - Flagstar Gift Program

0.03% of price

Assistance grant · Income limits

First-timeNationwide
Verified Jul 2026See details →

Great Nevada Mortgage Middle-Income Downpayment Assistance Grants

Grant

Assistance grant · Income limits

First-timeNationwide
Verified Jun 2026See details →

Guild Mortgage 1% Down Program

0.02% of price

Assistance grant · Income limits

First-timeNationwide
Verified Jun 2026See details →

Guild Mortgage 3-2-1 Home Plus Program

Forgivable

Forgivable loan · Forgiven over 3 yrs · Income limits

Nationwide
Verified Jul 2026See details →

Guild Mortgage Doctor and Medical Professionals Program

Grant

Assistance grant

Nationwide
Verified Jul 2026See details →

Guild Mortgage MyPath2Own Program

Forgivable

Forgivable loan · Forgiven over 5 yrs · Income limits

First-timeNationwide
Verified Jul 2026See details →

Guild Mortgage Zero Down Mortgage Program

Deferred

Deferred second loan · Income limits

First-timeNationwideTargeted area
Verified Jul 2026See details →

HSBC Bank USA CommunityWorks

Grant

Assistance grant · Income limits

Nationwide
Verified Jul 2026See details →

HSBC Bank USA CommunityWorks Opening Doors Home Loan Grant

Grant

Assistance grant · Income limits

Nationwide
Verified Jul 2026See details →

Lakeview National Down Payment Assistance Homeownership Program

Forgivable

Forgivable loan · Forgiven over 3 yrs · Income limits

Nationwide
Verified Jul 2026See details →

Land Home Financial Services, Inc. House2Home Program

Grant

Assistance grant · Income limits

Nationwide
Verified Jul 2026See details →

Lennar Mortgage Advantage Plus Program

Grant

Assistance grant · New construction

Nationwide
Verified Jul 2026See details →

Luminate Bank Luminate PATH National DPA Program

Forgivable

Forgivable loan · Forgiven over 3 yrs · Income limits

Nationwide
Verified Jun 2026See details →

MEP Advantage DPA Program

Deferred

Deferred second loan · Income limits

Nationwide
Verified Jul 2026See details →

NACA Homeownership through Public Housing Assistance (HOT-PHA)

Grant

Assistance grant · Income limits

First-timeNationwide
Verified Jul 2026See details →

NACA's New Construction Homes

Grant

Assistance grant · New construction · Income limits

Nationwide
Verified Jul 2026See details →

NASA FCU $0 Down, No PMI Mortgage Purchase

Grant

Assistance grant

Nationwide
Verified Jul 2026See details →

National Homebuyers Fund (NHF) - Data Mortgage, Inc. dba Essex Mortgage Deferred Down Payment Assistance Program

Deferred

Deferred second loan · Forgiven over 3 yrs · Income limits

Nationwide
Verified Jul 2026See details →

Navy Federal Credit Union Homebuyers Choice Loan

Grant

Assistance grant

First-timeNationwideVeterans
Verified Jul 2026See details →

Navy Federal Credit Union Military Choice Loan

Grant

Assistance grant

NationwideVeterans
Verified Jul 2026See details →

North Fork Rancheria Indian Housing Authority Down Payment Assistance Program

Grant

Assistance grant · Income limits

First-timeNationwide
Verified Jun 2026See details →

Northern Circle Indian Housing Authority Down Payment Assistance

Grant

Assistance grant · Income limits

First-timeNationwide
Verified Jul 2026See details →

Northpointe Bank ONE+ Loan Program

0.02% of price

Assistance grant · Income limits

First-timeNationwide
Verified Jun 2026See details →

Pathway Homes Essential Workers Program

Assistance

Shared-appreciation loan · Income limits

NationwideEducators
Verified Jun 2026See details →

PNC Bank Low to Moderate Income Borrower Grant

Grant

Assistance grant · Income limits

Nationwide
Verified Jun 2026See details →

PNC Bank PNC Grant

Grant

Assistance grant · Income limits

NationwideTargeted area
Verified Jun 2026See details →

Primary Residential Mortgage Down Payment Program

Deferred

Deferred second loan · Income limits

Nationwide
Verified Jul 2026See details →

Primary Residential Mortgage Inc. Welcome Home Down Payment Assistance Program

Forgivable

Forgivable loan · Forgiven over 3 yrs · Income limits

Nationwide
Verified Jul 2026See details →

Rocket Mortgage ONE+ By Rocket Mortgage Program

0.02% of price

Assistance grant · Income limits

Nationwide
Verified Jun 2026See details →

Siletz Tribal Housing Department Down Payment Assistance

Grant

Assistance grant · Income limits

First-timeNationwide
Verified Jul 2026See details →

State Department Federal Credit Union First-Time Homebuyer Mortgage

Grant

Assistance grant

First-timeNationwide
Verified Jul 2026See details →

Susan's Savings First Time Home Buyers Program

Grant

Assistance grant · New construction · Income limits

First-timeNationwide
Verified Jul 2026See details →

Tyndall Federal Credit Union $1,000 Off Closing Cost

Grant

Assistance grant

Nationwide
Verified Jun 2026See details →

Tyndall Federal Credit Union $450 Closing Cost

Grant

Assistance grant

Nationwide
Verified Jun 2026See details →

U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door

0.5% of price

Assistance grant · Forgiven over 3 yrs · Income limits

NationwideEducators
Verified Jul 2026See details →

U.S. Department of Housing and Urban Development (HUD) Section 184 Indian Home Loan Guarantee Program

Grant

Assistance grant · Income limits

Nationwide
Verified Jun 2026See details →

U.S. Department of Housing and Urban Development HCV Homeownership Program

Grant

Assistance grant · Income limits

First-timeNationwide
Verified Jul 2026See details →

U.S. Department of the Interior Indian Affairs Down Payment Assistance

Grant

Assistance grant · Income limits

First-timeNationwide
Verified Jul 2026See details →

U.S. Department of Veterans Affairs Native American Direct Loan

Grant

Assistance grant · Income limits

NationwideVeterans
Verified Jun 2026See details →

U.S. Department of Veterans Affairs VA-backed Purchase Loan

Grant

Assistance grant · Income limits

NationwideVeterans
Verified Jul 2026See details →

USDA Rural Development Single Family Housing Guaranteed Loan Program

First mortgage

First mortgage · Income limits

Nationwide
Verified Jul 2026See details →

Valley First Credit Union Middle Income Homebuyer Program

Grant

Assistance grant · Income limits

First-timeNationwide

What’s local to Lanham-Seabrook

There are no programs run by Lanham-Seabrook itself. A Lanham-Seabrook buyer uses Prince George's County’s programs, plus the statewide and federal ones above — all of which are open to them.

The closest city that runs its own program is College Park, about 5 miles away. City programs usually require the home to be inside that city’s limits — worth checking if you’re still choosing where to buy.

HUD puts the 2026 area median income for Prince George's County at $166,100 for a four-person household. 19 of the programs listed here set an income limit as a percentage of that figure, which is why the same program admits a different income in a different county. Published limits for Maryland →

All Prince George's County programs →

90-second match

Not sure which you qualify for?

Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.

Find my programs

Questions, answered

The honest answers first

Do I need to share my SSN or get a credit check?
No. Exploring programs on Hey Prescott is free and anonymous — no Social Security number, no credit pull. You only share details when you choose to apply with a lender.
Is this free?
Yes. Browsing programs and getting matched is free. Hey Prescott is not a lender and never charges you to use it.
Are these all the programs?
We list active programs we've verified for Lanham-Seabrook and Maryland, refreshed regularly. New programs are added as agencies publish them — check back as your search continues.
Can I use more than one?
Often, yes. Many buyers combine ("stack") a grant or forgivable second with a statewide or federal program. Stacking and eligibility rules are set by each administering agency.
How current is this?
We re-verify programs regularly; each program card shows the date it was last verified. Always confirm the latest terms on the official program site before you apply.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.