My HOME II Program (Mortgage Settlement Program)
Deferred second loan · Income limits
Down payment assistance · Prince George's County
Buying a home in Mellwood, MD
3 county programs and 19 statewide.Mellwood has no program of its own, 3 across Prince George's County, and 19 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Mellwood
No program of Mellwood’s own yet
No program run for Mellwood alone is listed. A home in Mellwood can use Prince George's County’s programs below, plus the Maryland statewide and federal ones.
The closest city that runs its own program is Bowie, about 10 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Prince George'sAnywhere in Prince George's County
3 county programs3 county programs a Mellwood homebuyer can use
4 more programs are for homes in College Park, Laurel and Bowie. See them 4 programs in neighboring cities — for homes inside those cities, not Mellwood
- College Park — Live+Work College Park Program
- Laurel — City of Laurel Homebuyer Assistance Program
- Bowie — Bowie First Mortgage Assistance Program
- College Park — New Neighbors Homeownership Grant Program
Income limits in Prince George's County
How programs here set their income limits
$166,100
County area median income, 4 people (HUD)HUD area median income, Prince George's County, 4-person household (2026)
19 of the 84 programs here set their income limit as a share of Prince George's County’s area median income, adjusted for household size. See the published limits for Prince George's County
Free help nearbyFree help near Mellwood
29 HUD-approved counseling agencies within 15 miles29 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Maryland and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Mellwood questions
Does Mellwood have its own down payment program?
No program run for Mellwood alone is listed. A home in Mellwood can use the 3 programs that cover Prince George's County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Mellwood?
2 of Mellwood’s 3 local and county programs accept condos. HIP Homes Single-Family Homeownership Program lists single family and townhouse. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Prince George's County?
Each program sets its own. 19 of the programs here set theirs as a share of HUD’s area median income for Prince George's County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Mellwood?
HUD-approved housing counseling agencies teach homebuyer classes, and 29 agencies are within 15 miles of Mellwood. Create a free account and take the 90-second match to see the ones near you.
Nearby in Prince George's
Sources
Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.