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Programs by situation

Down payment assistance for veterans and military families in Oklahoma

19 programs name veterans and military families: 5 city, 6 county or regional, 8 statewide.

Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a veteran puts a program on this list; it does not decide whether you can use it.

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The 19 programs, closest first

From one city out to the whole state

Listed A–Z within each group, not ranked.

In a Oklahoma city 5 programs

For homes inside that city’s limits only
ForgivableOklahoma City · Oklahoma County

Down Payment Assistance Program

Forgivable loan · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
First mortgageTulsa · Tulsa County

Green Country Habitat Homes of Valor (Veteran Homeownership Program)

First mortgage · Income limit 80% of area median income

Names: veterans, active-duty service members and surviving spouses · Homebuyer class required

See details →
DeferredOklahoma City · Oklahoma County

Homepath

Deferred second loan · Income limit 120% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
DeferredOklahoma City · Oklahoma County

Oklahoma City HOME program

Deferred second loan · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
DeferredOklahoma City · Oklahoma County

Opendoor

Deferred second loan · First-time homebuyers · Income limit 140% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →

In a county or region 6 programs

For homes anywhere in the county or the counties named
GrantMultiple County

Down Payment & Closing Cost Assistance

Assistance grant · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
GrantMultiple County

Down Payment & Closing Cost Grant

Assistance grant · Income limit 110% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
GrantMultiple County

Down Payment and Closing Cost Assistance Grant

Assistance grant · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
GrantMultiple County

Down Payment and Closing Cost Assistance Program

Assistance grant · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
GrantMultiple County

Home III Construction

Assistance grant · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
DeferredMultiple County

Oklahoma/Canadian counties HOME program

Deferred second loan · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →

Anywhere in Oklahoma 8 programs

Can sit alongside a city or county program where both allow it
Grant

OCHFA Turnkey Plus GRANT Program

Assistance grant

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
Grant

OHFA Dream Loan Program

Assistance grant

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
Grant

OHFA Gold Loan Program

Assistance grant · First-time homebuyers

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
Forgivable

REI Home100 Conventional Loan Program - Fannie Mae - Forgivable 2nd Mortgage

Forgivable loan · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
Grant

REI Home100 Conventional Loan Program - Freddie Mac - Gift

Assistance grant

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
Assistance

REI Home100 Conventional Loan Program - Freddie Mac/Fannie Mae - Amortizing 2nd Mortgage

Repayable second loan

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
Assistance

REI Home100 Government Loan Program - FHA or HUD-184 Hybrid (Gift + Amortizing Second Loan)

Repayable second loan

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
Grant

REI Home100 Government Loan Program - Gift

Assistance grant

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →

Nationwide 5 programs · not in the 19

Nationwide: 5 more, not in the 19

What to know

What the 19 records say

From each program’s own record. The agency decides who can use it.

  1. 19 of 19

    ask for a homebuyer education class.

  2. 3 of 19

    are limited to first-time homebuyers, as each program defines it.

  3. 18 of 19

    name an FHA, VA, USDA or conventional loan they can be paired with.

Free help in Oklahoma

10 HUD-approved counseling agencies in Oklahoma

All 19 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets.

Find my counselor

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Questions, answered

Does being a veteran mean I can use these programs?

No. These programs name veterans and military families in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.

Why are nationwide programs listed separately?

A nationwide program is not one of Oklahoma’s own, so it is listed below the 19 Oklahoma programs and not counted in them. Each one sets its own area and eligibility rules; its page has the details.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

Programs and counts: Hey Prescott program records, each verified with its administering agency (June–July 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.