Pottawatomie County
Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program
Assistance grant · 80% of area median income
Programs by loan typePrograms by loan type · Oklahoma
Down payment assistance you can pair with a Section 184 loan in Oklahoma
26 programs name Section 184 loans: 21 county or regional, 5 statewide.26 programs in Oklahoma name Section 184 loans among the first mortgages they can be paired with: 21 by a county or regional agency and 5 open statewide.
Two approvals, made separately. The lender underwrites the Section 184 loan; the program reviews its own application, and the lender must also accept the assistance. The loan type is one rule among several.The lender underwrites the Section 184 loan; the assistance program reviews its own application. A program naming Section 184 means the two can be combined, and the lender must also accept the assistance as a source of funds. The loan type is one rule among several.
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The 26 programs, closest first
From a single county out to the whole state
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in Oklahoma. Listed A–Z within each group, not ranked.
In a Oklahoma city 0 programs
No Oklahoma city program names Section 184. 7 cities run a program of their own.No Oklahoma city program names Section 184 loans in its record. 7 Oklahoma cities run a program of their own. Browse Oklahoma cities →
In a county or region 21 programs
For homes anywhere in the county or the counties namedCaddo County
Caddo Nation Division of Housing Down Payment Assistance
Assistance grant · 80% of area median income
Canadian County
Cheyenne and Arapaho Tribes Housing Authority Down Payment/Closing Cost Grant
Assistance grant · 80% of area median income
Comanche County
Comanche Nation Housing Authority Down Payment Assistance Grant
Assistance grant · 80% of area median income
Caddo County
Delaware Nation Down Payment & Closing Cost Assistance
Forgivable loan · 80% of area median income
Multiple County
Down Payment & Closing Cost Assistance
Assistance grant · 80% of area median income
Multiple County
Down Payment & Closing Cost Grant
Assistance grant · 110% of area median income
Multiple County
Down Payment and Closing Cost Assistance Grant
Assistance grant · 80% of area median income
Anywhere in Oklahoma 5 programs
Can sit alongside a city or county program where both allow it- OHFA Gold 4SchoolsSecond mortgage
- OHFA Gold ShieldSecond mortgage
- ONAC Down Payment Assistance ProgramUp to $14,000 · Assistance grant
- Osage Nation Down Payment Assistance ProgramUp to $5,500 · Assistance grant · First-time homebuyers
- REI Home100 Government Loan Program - FHA or HUD-184 Hybrid (Gift + Amortizing Second Loan)Repayable second loan
What to know
What the 26 records say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 14 of 26
ask for a homebuyer education class.
- 5 of 26
are limited to first-time homebuyers, as each program defines it.
- 21 · 2 · 2
are assistance grants, forgivable loans and second mortgages. The other 1 is 1 repayable second loan.
Free help in OklahomaFree help in Oklahoma
10 HUD-approved counseling agencies in Oklahoma10 HUD-approved housing counseling agencies in Oklahoma
14 of 26 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how the assistance and a Section 184 loan fit together.14 of 26 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how an assistance program and a first mortgage fit together, before you talk to a lender. Create a free account to see who’s near you.
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More of Oklahoma’s programs
State pageEvery program in OklahomaBy city, by county and statewide, with the 77 counties.Oklahoma →Income limitsIncome limits and price caps in OklahomaHUD area median income by county, and the share each program sets.See the limits →
Questions, answered
Can down payment assistance be used with a Section 184 loan in Oklahoma?
26 programs in Oklahoma name Section 184 loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming Section 184 loans mean a program is open to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (June–July 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.