Caddo Nation Division of Housing Down Payment Assistance

What is Caddo Nation Division of Housing Down Payment Assistance?

Caddo Nation Division of Housing Down Payment Assistance is a grant for homebuyers in Gracemont, Oklahoma, administered by Caddo Nation Division of Housing.

• NAHASDA-funded down payment assistance for enrolled Caddo Nation members purchasing a primary residence. Specific dollar amount not published on website; contact housing department directly.
• Funding comes from NAHASDA / IHBG (HUD).

Do you have to pay it back?

Caddo Nation Division of Housing Down Payment Assistance is structured as a grant, so it is not repaid.

• Repayment is triggered by Grant; NAHASDA Useful Life provisions apply.
• The assistance is recorded in NAHASDA Useful Life Agreement position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Caddo Nation Division of Housing Down Payment Assistance is open to buyers who will live in the home as their primary residence.

What are the income limits?

Caddo Nation Division of Housing Down Payment Assistance limits household income to 80% of the area median income, which varies by county and household size.

• NAHASDA income limits apply (FY2025): 1 person $41,550; 2 persons $47,500; 3 persons $53,450; 4 persons $59,350; 5 persons $64,100; 6 persons $68,850; 7 persons $73,600; 8 persons $78,350.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Caddo Nation Division of Housing Down Payment Assistance caps the purchase price as follows: No published maximum purchase price.

• Eligible property types include Single Family.
• New construction is eligible.

Is there eligibility for specific groups?

Caddo Nation Division of Housing Down Payment Assistance names American Indian and Alaska Native buyers among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Caddo Nation Division of Housing Down Payment Assistance serves buyers purchasing in Gracemont, Oklahoma.

How do you apply?

Applications for Caddo Nation Division of Housing Down Payment Assistance go through Caddo Nation Division of Housing, which publishes the current terms and the application steps on its own site.

1. 1

   Contact Caddo Nation Division of Housing to reserve funds

   Funds are reserved through Contact housing department for current availability and wait times, and are subject to availability.

2. 2

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.