Caddo Nation Division of Housing Down Payment Assistance
Caddo Nation Division of Housing Down Payment Assistance is a grant for homebuyers in Gracemont, Oklahoma, administered by Caddo Nation Division of Housing.
The program asks for
- The home is occupied as a primary residence
- Residency: Tribal enrollment required. Must be an enrolled member of the Caddo Nation. CDIB required.
- FY2025 income limits confirmed from mycaddonation.com: 1=$41,550; 2=$47,500; 3=$53,450; 4=$59,350; 5=$64,100; 6=$68,850; 7=$73,600; 8=$78,350. Specific DPA dollar amount not published. Must be an enrolled member of the Caddo Nation. CDIB required. Caddo Nation service area; primary office in Gracemont (Caddo County)
- A home in Caddo County
It doesn’t cover
- Households above 80% of area median income
- Homes outside Caddo County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Income limit
80% of Caddo County’s area median income
HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.
Where it applies
Caddo County’s homesCaddo County’s homes, and the ones this program accepts
- 81.3% single-familysingle-family
- 0.6% townhousetownhouse
- 3.3% 2–4 units2–4 units
- 2.1% 5+ unitscondo & apartment buildings (5+ units)
- 12.8% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$115,700
Caddo County median home value
67%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Caddo County
How to apply
How to applyTwo steps, in this order
Contact Caddo Nation Division of Housing to reserve funds
Funds are reserved through Contact housing department for current availability and wait times, and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Caddo Nation Division of Housing Down Payment Assistance?
Caddo Nation Division of Housing Down Payment Assistance is a grant for homebuyers in Gracemont, Oklahoma, administered by Caddo Nation Division of Housing. NAHASDA-funded down payment assistance for enrolled Caddo Nation members purchasing a primary residence. Specific dollar amount not published on website; contact housing department directly. Funding comes from NAHASDA / IHBG (HUD).
Do you have to pay it back?
Caddo Nation Division of Housing Down Payment Assistance is structured as a grant, so it is not repaid. Repayment is triggered by Grant; NAHASDA Useful Life provisions apply. The assistance is recorded in NAHASDA Useful Life Agreement position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Caddo Nation Division of Housing Down Payment Assistance is open to homebuyers who will live in the home as their primary residence. Residency requirement: Tribal enrollment required. Must be an enrolled member of the Caddo Nation. CDIB required. FY2025 income limits confirmed from mycaddonation.com: 1=$41,550; 2=$47,500; 3=$53,450; 4=$59,350; 5=$64,100; 6=$68,850; 7=$73,600; 8=$78,350. Specific DPA dollar amount not published. Must be an enrolled member of the Caddo Nation. CDIB required. Caddo Nation service area; primary office in Gracemont (Caddo County).
What are the income limits?
Caddo Nation Division of Housing Down Payment Assistance limits household income to 80% of the area median income, which varies by county and household size. NAHASDA income limits apply (FY2025): 1 person $41,550; 2 persons $47,500; 3 persons $53,450; 4 persons $59,350; 5 persons $64,100; 6 persons $68,850; 7 persons $73,600; 8 persons $78,350. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
Caddo Nation Division of Housing Down Payment Assistance caps the purchase price as follows: No published maximum purchase price. Eligible property types include Single Family. New construction is eligible.
Is there eligibility for specific groups?
Caddo Nation Division of Housing Down Payment Assistance names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.
Where does it apply?
Caddo Nation Division of Housing Down Payment Assistance serves homebuyers purchasing in Gracemont, Oklahoma.
How do you apply?
Applications for Caddo Nation Division of Housing Down Payment Assistance go through Caddo Nation Division of Housing, which publishes the current terms and the application steps on its own site. Funds are reserved through Contact housing department for current availability and wait times. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Caddo County homebuyersOther programs open to Caddo County homebuyers
- Delaware Nation Down Payment & Closing Cost AssistanceUp to $3,005
- Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) ProgramGrant
- Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost AssistanceGrant
Whether two programs can be combined is up to each agency. Ask before you apply.
All 84 programs for Caddo CountyProgram terms are set by Caddo Nation Division of Housing and can change; confirm on the official site before you apply.