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Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program

Fort Sill Apache Housing Authority (FSAHA) · Apache, Oklahoma

Last verified
Repayment

Grant

Not repaid

What is Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program is a grant for homebuyers in Apache, Oklahoma, administered by Fort Sill Apache Housing Authority (FSAHA).

  • Tribal-funded Down Payment and Closing Cost (DPCC) gift program for qualifying Fort Sill Apache tribal members. No repayment if primary residence maintained for 3 years. If purchase price is under $20,000, assistance is limited to 50% of purchase price. One program at a time.
  • Funding comes from Fort Sill Apache Tribal funds (NOT NAHASDA/IHBG).

Do you have to pay it back?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program is structured as a grant, so it is not repaid.

  • Repayment is triggered by Gift grant (DPCC gift program); must maintain as primary residence for 3 years. If home sold within 3 years, ineligible for program for next 5 years.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • Residency: Tribal enrollment required. Must be an enrolled member of the Fort Sill Apache Tribe. CDIB required.
  • DRAFT (dpa-gap-finder 2026-06-12): pending review. Tribally funded (NOT HUD/NAHASDA). DPCC gift — no repayment if 3-year residency maintained. If home sold within 3 years, ineligible for program for 5 years. Must be an enrolled member of the Fort Sill Apache Tribe. CDIB required. Southwestern Oklahoma; Apache, OK is the tribal headquarters (Caddo County)

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program sets its income limit as follows: No published income limit for tribal-funded track. Contact FSAHA for details.

  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program caps the purchase price as follows: Minimum purchase $20,000; if under $20,000, limited to 50% of purchase price. No published maximum.

  • Eligible property types include Single Family.
  • New construction is eligible.

Is there eligibility for specific groups?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program names American Indian and Alaska Native buyers among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program serves buyers purchasing in Apache, Oklahoma.

How do you apply?

Applications for Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program go through Fort Sill Apache Housing Authority (FSAHA), which publishes the current terms and the application steps on its own site.

  1. Contact Fort Sill Apache Housing Authority (FSAHA) to reserve funds

    Funds are reserved through Contact FSAHA for current availability, and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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