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Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program is a grant for homebuyers in Apache, Oklahoma, administered by Fort Sill Apache Housing Authority (FSAHA).

Last verified Source: Fort Sill Apache Housing Authority (FSAHA)

The program asks for

  • The home is occupied as a primary residence
  • Residency: Tribal enrollment required. Must be an enrolled member of the Fort Sill Apache Tribe. CDIB required.
  • Tribally funded (NOT HUD/NAHASDA). DPCC gift — no repayment if 3-year residency maintained. If home sold within 3 years, ineligible for program for 5 years. Must be an enrolled member of the Fort Sill Apache Tribe. CDIB required. Southwestern Oklahoma; Apache, OK is the tribal headquarters (Caddo County)
  • A home in Caddo County

It doesn’t cover

  • Homes outside Caddo County

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Where it applies

Caddo County’s homes

  • 81.3% single-family
  • 0.6% townhouse
  • 3.3% 2–4 units
  • 2.1% 5+ units
  • 12.8% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$115,700

Caddo County median home value

67%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Caddo County

How to apply

  1. Contact Fort Sill Apache Housing Authority (FSAHA) to reserve funds

    Funds are reserved through Contact FSAHA for current availability, and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program is a grant for homebuyers in Apache, Oklahoma, administered by Fort Sill Apache Housing Authority (FSAHA). Tribal-funded Down Payment and Closing Cost (DPCC) gift program for qualifying Fort Sill Apache tribal members. No repayment if primary residence maintained for 3 years. If purchase price is under $20,000, assistance is limited to 50% of purchase price. One program at a time. Funding comes from Fort Sill Apache Tribal funds (NOT NAHASDA/IHBG).

Do you have to pay it back?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program is structured as a grant, so it is not repaid. Repayment is triggered by Gift grant (DPCC gift program); must maintain as primary residence for 3 years. If home sold within 3 years, ineligible for program for next 5 years. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program is open to homebuyers who will live in the home as their primary residence. Residency requirement: Tribal enrollment required. Must be an enrolled member of the Fort Sill Apache Tribe. CDIB required. Tribally funded (NOT HUD/NAHASDA). DPCC gift — no repayment if 3-year residency maintained. If home sold within 3 years, ineligible for program for 5 years. Must be an enrolled member of the Fort Sill Apache Tribe. CDIB required. Southwestern Oklahoma; Apache, OK is the tribal headquarters (Caddo County).

What are the income limits?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program sets its income limit as follows: No published income limit for tribal-funded track. Contact FSAHA for details. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program caps the purchase price as follows: Minimum purchase $20,000; if under $20,000, limited to 50% of purchase price. No published maximum. Eligible property types include Single Family. New construction is eligible.

Is there eligibility for specific groups?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program serves homebuyers purchasing in Apache, Oklahoma.

How do you apply?

Applications for Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) Program go through Fort Sill Apache Housing Authority (FSAHA), which publishes the current terms and the application steps on its own site. Funds are reserved through Contact FSAHA for current availability. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Program terms are set by Fort Sill Apache Housing Authority (FSAHA) and can change; confirm on the official site before you apply.