Delaware Nation Down Payment & Closing Cost Assistance

What is Delaware Nation Down Payment & Closing Cost Assistance?

Delaware Nation Down Payment & Closing Cost Assistance is a forgivable loan for homebuyers in Anadarko, Oklahoma, administered by Delaware Nation Housing Department.

• Forgivable loan up to $3,005 for down payment and closing costs for enrolled Delaware Nation members. Homebuyer education required. Forgivable over time if primary residence maintained.
• Funding comes from NAHASDA / IHBG (HUD).

How much assistance does it provide?

Delaware Nation Down Payment & Closing Cost Assistance offers up to $3,005 in assistance.

• Amounts are the program's published maximums, not an offer — Delaware Nation Housing Department determines any individual award.

Do you have to pay it back?

Delaware Nation Down Payment & Closing Cost Assistance is a forgivable loan, so the balance is forgiven once the program's conditions are met.

• Repayment is triggered by Forgivable loan; forgiven over time if primary residence maintained. Recapture if sold or abandoned before forgiveness period ends.
• The assistance is recorded in NAHASDA Useful Life Agreement position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Delaware Nation Down Payment & Closing Cost Assistance is open to buyers who will live in the home as their primary residence.

What are the income limits?

Delaware Nation Down Payment & Closing Cost Assistance limits household income to 80% of the area median income, which varies by county and household size.

• Must meet NAHASDA HUD income limits (80% AMI or below).
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Delaware Nation Down Payment & Closing Cost Assistance caps the purchase price as follows: No published maximum purchase price.

• Eligible property types include Single Family.
• New construction is eligible.

Is there eligibility for specific groups?

Delaware Nation Down Payment & Closing Cost Assistance names American Indian and Alaska Native buyers among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Delaware Nation Down Payment & Closing Cost Assistance serves buyers purchasing in Anadarko, Oklahoma.

How do you apply?

Applications for Delaware Nation Down Payment & Closing Cost Assistance go through Delaware Nation Housing Department, which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program, through HUD-approved homebuyer education course provider.

2. 2

   Contact Delaware Nation Housing Department to reserve funds

   Funds are reserved through As funds available, and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.