Delaware Nation Down Payment & Closing Cost Assistance
Delaware Nation Down Payment & Closing Cost Assistance is a forgivable loan for homebuyers in Anadarko, Oklahoma, administered by Delaware Nation Housing Department.
The program asks for
- The home is occupied as a primary residence
- A completed homebuyer education course, through HUD-approved homebuyer education course provider
- Residency: Tribal enrollment required. Must be an enrolled member of the Delaware Nation. CDIB required.
- Maximum $3,005 confirmed from official Delaware Nation housing page. Homebuyer education certificate required at application. Must be an enrolled member of the Delaware Nation. CDIB required. Delaware Nation service area in southwestern Oklahoma (Caddo County area)
- A home in Caddo County
It doesn’t cover
- Households above 80% of area median income
- Homes outside Caddo County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Income limit
80% of Caddo County’s area median income
HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.
Where it applies
Caddo County’s homesCaddo County’s homes, and the ones this program accepts
- 81.3% single-familysingle-family
- 0.6% townhousetownhouse
- 3.3% 2–4 units2–4 units
- 2.1% 5+ unitscondo & apartment buildings (5+ units)
- 12.8% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$115,700
Caddo County median home value
67%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Caddo County
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program, through HUD-approved homebuyer education course provider.
Contact Delaware Nation Housing Department to reserve funds
Funds are reserved through As funds available, and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Delaware Nation Down Payment & Closing Cost Assistance?
Delaware Nation Down Payment & Closing Cost Assistance is a forgivable loan for homebuyers in Anadarko, Oklahoma, administered by Delaware Nation Housing Department. Forgivable loan up to $3,005 for down payment and closing costs for enrolled Delaware Nation members. Homebuyer education required. Forgivable over time if primary residence maintained. Funding comes from NAHASDA / IHBG (HUD).
How much assistance does it provide?
Delaware Nation Down Payment & Closing Cost Assistance offers up to $3,005 in assistance. Amounts are the program's published maximums, not an offer — Delaware Nation Housing Department determines any individual award.
Do you have to pay it back?
Delaware Nation Down Payment & Closing Cost Assistance is a forgivable loan, so the balance is forgiven once the program's conditions are met. Repayment is triggered by Forgivable loan; forgiven over time if primary residence maintained. Recapture if sold or abandoned before forgiveness period ends. The assistance is recorded in NAHASDA Useful Life Agreement position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Delaware Nation Down Payment & Closing Cost Assistance is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required, through HUD-approved homebuyer education course provider. Residency requirement: Tribal enrollment required. Must be an enrolled member of the Delaware Nation. CDIB required. Maximum $3,005 confirmed from official Delaware Nation housing page. Homebuyer education certificate required at application. Must be an enrolled member of the Delaware Nation. CDIB required. Delaware Nation service area in southwestern Oklahoma (Caddo County area).
What are the income limits?
Delaware Nation Down Payment & Closing Cost Assistance limits household income to 80% of the area median income, which varies by county and household size. Must meet NAHASDA HUD income limits (80% AMI or below). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
Delaware Nation Down Payment & Closing Cost Assistance caps the purchase price as follows: No published maximum purchase price. Eligible property types include Single Family. New construction is eligible.
Is there eligibility for specific groups?
Delaware Nation Down Payment & Closing Cost Assistance names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.
Where does it apply?
Delaware Nation Down Payment & Closing Cost Assistance serves homebuyers purchasing in Anadarko, Oklahoma.
How do you apply?
Applications for Delaware Nation Down Payment & Closing Cost Assistance go through Delaware Nation Housing Department, which publishes the current terms and the application steps on its own site. Funds are reserved through As funds available. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Caddo County homebuyersOther programs open to Caddo County homebuyers
- Caddo Nation Division of Housing Down Payment AssistanceGrant
- Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) ProgramGrant
- Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost AssistanceGrant
Whether two programs can be combined is up to each agency. Ask before you apply.
All 84 programs for Caddo CountyProgram terms are set by Delaware Nation Housing Department and can change; confirm on the official site before you apply.