Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance is a grant for homebuyers in Anadarko, Oklahoma, administered by Kiowa Tribe Housing Authority (KTHA). Down payment and closing cost grant funded by NAHASDA/IHBG. Applicant must contribute 1% of purchase price out-of-pocket (e.g., $1,000 on a $100,000 home). Approved applicants placed on waiting list; funds disbursed as available. Funding comes from NAHASDA / IHBG (HUD).

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance is structured as a grant, so it is not repaid. Repayment is triggered by Grant; no repayment required. NAHASDA Useful Life Agreement lien applies. The assistance is recorded in Useful Life Agreement / binding commitment per NAHASDA requirements position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required, through HUD-approved housing counselor. Residency requirement: Tribal enrollment required. Must be enrolled Kiowa tribal member. Kiowa members receive preference. CDIB required. Application PDF published March 2025 confirms program active. Over-income track available under separate Tribal Funded Housing Program application. Must be enrolled Kiowa tribal member. Kiowa members receive preference. CDIB required. Kiowa service area; applicants outside area should contact KTHA directly.

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance limits household income to 80% of the area median income, which varies by county and household size. Must meet NAHASDA HUD income limits (80% AMI or below for NAHASDA-funded portion). Over-income Kiowa members may also apply under tribal-funded track per separate application. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance caps the purchase price as follows: No published maximum purchase price. Eligible property types include Single Family. New construction is eligible.

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance serves homebuyers purchasing in Anadarko, Oklahoma.

Applications for Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance go through Kiowa Tribe Housing Authority (KTHA), which publishes the current terms and the application steps on its own site. Funds are reserved through First-come, first-served waiting list; 90-day approval window once approved. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.