Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance

What is Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance?

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance is a grant for homebuyers in Anadarko, Oklahoma, administered by Kiowa Tribe Housing Authority (KTHA).

• Down payment and closing cost grant funded by NAHASDA/IHBG. Applicant must contribute 1% of purchase price out-of-pocket (e.g., $1,000 on a $100,000 home). Approved applicants placed on waiting list; funds disbursed as available.
• Funding comes from NAHASDA / IHBG (HUD).

Do you have to pay it back?

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance is structured as a grant, so it is not repaid.

• Repayment is triggered by Grant; no repayment required. NAHASDA Useful Life Agreement lien applies.
• The assistance is recorded in Useful Life Agreement / binding commitment per NAHASDA requirements position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance is open to buyers who will live in the home as their primary residence.

What are the income limits?

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance limits household income to 80% of the area median income, which varies by county and household size.

• Must meet NAHASDA HUD income limits (80% AMI or below for NAHASDA-funded portion). Over-income Kiowa members may also apply under tribal-funded track per separate application.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance caps the purchase price as follows: No published maximum purchase price.

• Eligible property types include Single Family.
• New construction is eligible.

Is there eligibility for specific groups?

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance names American Indian and Alaska Native buyers among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance serves buyers purchasing in Anadarko, Oklahoma.

How do you apply?

Applications for Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost Assistance go through Kiowa Tribe Housing Authority (KTHA), which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program, through HUD-approved housing counselor.

2. 2

   Contact Kiowa Tribe Housing Authority (KTHA) to reserve funds

   Funds are reserved through First-come, first-served waiting list; 90-day approval window once approved, and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.