HPOF Homeownership Program
Deferred second loan · New construction · Income limits
Down payment assistance · Washington County
Buying a home in Banks, OR
2 county programs and 0 statewide.Banks has no program of its own, 2 across Washington County, and 0 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Banks
No program of Banks’s own yet
No program run for Banks alone is listed. A home in Banks can use Washington County’s programs below, plus the Oregon statewide and federal ones.
The closest city that runs its own program is Tigard, about 21 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WashingtonAnywhere in Washington County
2 county programs2 county programs a Banks homebuyer can use
1 more program is for homes in Tigard. See them 1 program in neighboring cities — for homes inside those cities, not Banks
- Tigard — Tigard Down Payment Assistance Grant
The Banks marketThe Banks housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Banks
- 75.8% single-familysingle-family
- 1.9% townhousetownhouse
- 11.2% 2–4 units2–4 units
- 9% 5+ unitscondo & apartment buildings (5+ units)
- 2.1% mobile & othermobile home & other
Condos count. All 2 of Banks’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Banks’s homes were built
pre-19401970s2020+
19.5%
of Banks homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$128,300
County area median income, 4 people (HUD)HUD area median income, Washington County, 4-person household (2026)
$86,087
Banks median household incomeMedian household income in Banks (Census, 2024)
10 of the 64 programs here set their income limit as a share of Washington County’s area median income, adjusted for household size. See the published limits for Washington County
Free help nearbyFree help near Banks
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oregon and nationwide
62 statewide & federal programs0 statewide programs, plus federal options
Banks questions
Does Banks have its own down payment program?
No program run for Banks alone is listed. A home in Banks can use the 2 programs that cover Washington County and the 0 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Banks?
All 2 of Banks’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Washington County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Washington County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Banks?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Banks. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
97106
Nearby in Washington
Sources
Sources: agency sites (June 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.