Tigard Down Payment Assistance Grant

What is Tigard Down Payment Assistance Grant?

Tigard Down Payment Assistance Grant is a grant for homebuyers in Tigard, Oregon.

• The Tigard Down Payment Assistance Grant, administered by Proud Ground on behalf of the City of Tigard, provides forgivable grant assistance to low- and moderate-income first-time homebuyers purchasing within City of Tigard limits. Funds may be used for down payment and closing costs.
• Forgivable down payment assistance grant for low- and moderate-income first-time homebuyers purchasing within City of Tigard limits. Forgiven over the affordability period.
• unforgiven balance due upon early sale or refinance without subordination.
• Funding comes from City and HOME.

Do you have to pay it back?

Tigard Down Payment Assistance Grant is structured as a grant, so it is not repaid.

• Repayment is triggered by Sale, transfer, refinance without subordination, or loss of owner-occupancy before forgiveness period concludes.
• The assistance is recorded in 2nd Lien position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Tigard Down Payment Assistance Grant is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

Tigard Down Payment Assistance Grant limits household income to 80% of the area median income, which varies by county and household size.

• Household income approximately 60%-80% AMI for Portland-Vancouver-Hillsboro MSA: 1-person ~$69,550; up to 8-person $107,250 (2025 limits).
• The limit applies to total household income, not only the borrower’s.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Tigard Down Payment Assistance Grant caps the purchase price as follows: Set per program guidelines / aligned with FHA limits.

• Eligible property types include 1-unit single-family, condominium, townhome, PUD.
• New construction is eligible.
• Manufactured homes are not eligible.

Where does it apply?

Tigard Down Payment Assistance Grant serves buyers purchasing in Tigard, Oregon.

How do you apply?

Applications for Tigard Down Payment Assistance Grant go through the administering agency, which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program, through Proud Ground Homebuyer Education (HUD-approved); other HUD-approved housing counseling agencies.

2. 2

   Contact the administering agency to reserve funds

   Funds are reserved through Application through Proud Ground; subject to City of Tigard fund availability, and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.