Up to $15,000
THDA Homeownership for Heroes
Second mortgage
Names: veterans, active-duty service members, reservists, first responders and healthcare workers · Homebuyer class required
See details →Programs by situationPrograms by situation · Tennessee
Down payment assistance for healthcare workers in Tennessee
1 program names healthcare workers: 1 statewide.1 program in Tennessee names healthcare workers among the groups it serves: 1 open statewide.
Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a healthcare worker puts a program on this list; it does not decide whether you can use it.Each program below also sets its own income limit, purchase price cap, occupancy rule and credit requirement. Being a healthcare worker gets a program onto this list; it does not decide whether you can use it.
Find my programs →Free · No credit pull · 90 seconds
The 1 program, closest first
Open anywhere in Tennessee
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in Tennessee. Listed A–Z within each group, not ranked.
In a Tennessee city 0 programs
No Tennessee city program names healthcare workers. 8 cities run a program of their own.No Tennessee city program names healthcare workers in its record. 8 Tennessee cities run a program of their own, open to eligible homebuyers whatever their work or service. Browse Tennessee cities →
Anywhere in Tennessee 1 program
Can sit alongside a city or county program where both allow itNationwide 4 programs · not in the 1
Nationwide: 4 more, not in the 14 nationwide programs that also name healthcare workers, each with its own area and eligibility rules
What to know
What the 1 record say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 1 of 1
ask for a homebuyer education class.
- 0 of 1
are limited to first-time homebuyers, as each program defines it.
- 1 of 1
name an FHA, VA, USDA or conventional loan they can be paired with.
Free help in TennesseeFree help in Tennessee
29 HUD-approved counseling agencies in Tennessee29 HUD-approved housing counseling agencies in Tennessee
This program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets.This program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets, including the ones that have nothing to do with being a healthcare worker. Create a free account to see who’s near you.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Keep going
More of Tennessee’s programs
State pageEvery program in TennesseeBy city, by county and statewide, with the 95 counties.Tennessee →Income limitsIncome limits and price caps in TennesseeHUD area median income by county, and the share each program sets.See the limits →
Other situations
- Veterans and military families 18
- Teachers and school staff 1
- First responders 3
- First-generation homebuyers 1
By loan type
Questions, answered
Does being a healthcare worker mean I can use these programs?
No. These programs name healthcare workers in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.
Why are nationwide programs listed separately?
A nationwide program is not one of Tennessee’s own, so it is listed below the 1 Tennessee program and not counted in them. Each one sets its own area and eligibility rules; its page has the details.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (July 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.