Down payment assistance for USDA loans in Tennessee
21 down payment assistance programs in Tennessee name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- THDA Great Choice
- THDA Homeownership for HeroesTennessee Housing Development Agency (THDA) · Nashville
- Downpayment Assistance ProgramKnoxville
- FHLB Cincinnati Welcome Home Program (TN)Federal Home Loan Bank of Cincinnati (via member financial institutions in TN) · Statewide
- Affordable Housing AssistanceMurfreesboro
- Down Payment Assistance ProgramShelby County
- Clinch-Powell Shift to Ownership - Second Shift Loan & DPAClinch-Powell RC&D Council · Newport
- Section 8 Homeownership Program (SHAPE)Memphis
- City of Chattanooga Down Payment Assistance ProgramCity of Chattanooga, Department of Economic & Community Development · Chattanooga
- Great Choice Plus - AmortizingStatewide
- Affordable Homeownership ProgramBristol|Johnson City|Kingsport
- City Down Payment AssistanceChattanooga
- First-Time Homebuyer ProgramClarksville
- CNE Down Payment AssistanceChattanooga
- Targeted Area DPA (TADPA)Memphis
- CNE Down Payment Assistance (Regional)Chattanooga Neighborhood Lending (CNE / Chattanooga Neighborhood Enterprise) · Chattanooga
- Citywide DPA (CWDPA)Memphis
- Down Payment AssistanceStatewide
- HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC)HomeWorks Community Lending, LLC (affiliate of Eastern Eight Community Development Corporation) · Johnson City
- Great Choice Plus - DeferredStatewide
- Memphis Housing Authority (MHA)Memphis
Questions, answered
Can down payment assistance be used with USDA loans in Tennessee?
21 down payment assistance programs in Tennessee name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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How USDA loans work with down payment assistance, nationally →
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