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Down payment assistance

Buying a home in Lago Vista, TX

3 county programs and 50 statewide.

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What’s local to Lago Vista

No program run for Lago Vista alone is listed. A home in Lago Vista can use Travis County’s programs below, plus the Texas statewide and federal ones.

The closest city that runs its own program is Austin, about 20 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Travis

3 county programs

2 more programs are for homes in Austin. See them
  • Austin — Austin Down Payment Assistance Program
  • Austin — Austin Habitat New Home Construction Program

Income limits in Travis County

How programs here set their income limits

$134,400
County area median income, 4 people (HUD)

See the published limits for Travis County

Free help nearby

Free help from a HUD-approved housing counselor

3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Texas and nationwide

112 statewide & federal programs

Lago Vista questions

Does Lago Vista have its own down payment program?

No program run for Lago Vista alone is listed. A home in Lago Vista can use the 3 programs that cover Travis County and the 50 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Lago Vista?

1 of Lago Vista’s 3 local and county programs accept condos. Austin Habitat for Humanity Homeownership Program lists single-family. Frameworks CDC Homebuyer Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Travis County?

Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Travis County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Lago Vista?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.