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Fort Worth Homebuyer Assistance Program (HAP)

Fort Worth Homebuyer Assistance Program (HAP) is a grant for homebuyers in Fort Worth, Texas.

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The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A minimum 640 credit score
  • A completed homebuyer education course, through HUD-approved housing counseling agencies
  • Residency: City Resident
  • Citizenship or immigration status: U.S. Citizen or Permanent Resident
  • Within Fort Worth city limits; first-time buyers; min contribution $1,000 or 2% purchase price; HUD income limits apply
  • A home inside Fort Worth city limits

It doesn’t cover

  • Households above 80% of area median income
  • Homes outside Fort Worth

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Income limit

80% of Tarrant County’s area median income

HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.

$110,300
Area median income, 4-person household (HUD, 2026)

Where it applies

Fort Worth’s homes

  • 64.8% single-family
  • 3.1% townhouse
  • 5% 2–4 units
  • 25.4% 5+ units
  • 1.8% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$303,000

Fort Worth median home value

33.7%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Fort Worth

How to apply

  1. Take a homebuyer education course

    Required by the program, through HUD-approved housing counseling agencies.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Fort Worth Homebuyer Assistance Program (HAP)?

Fort Worth Homebuyer Assistance Program (HAP) is a grant for homebuyers in Fort Worth, Texas. City of Fort Worth grant program providing up to $25,000 for down payment and closing cost assistance to income-eligible first-time homebuyers purchasing within Fort Worth city limits. Income must be at or below 80% AMI. Homebuyer education required. Up to $25,000 grant for down payment and closing costs. income at or below 80% AMI. first-time homebuyers only. 5-year affordability period. homebuyer education required. must purchase within Fort Worth city limits. Funding comes from Local Government.

How much assistance does it provide?

Fort Worth Homebuyer Assistance Program (HAP) offers up to $25,000 in assistance. The program asks homebuyers to contribute $1,000. The program can be combined with other assistance, subject to the rules of each. Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

Fort Worth Homebuyer Assistance Program (HAP) is structured as a grant, so it is not repaid. Repayment is triggered by Sale, No Longer Primary, and Transfer of Title. The assistance is recorded in 2nd Lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Fort Worth Homebuyer Assistance Program (HAP) is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. The program lists a minimum credit score of 640. A homebuyer education course is required, through HUD-approved housing counseling agencies. Residency requirement: City Resident. Citizenship or immigration status: U.S. Citizen or Permanent Resident. Within Fort Worth city limits; first-time buyers; min contribution $1,000 or 2% purchase price; HUD income limits apply.

What are the income limits?

Fort Worth Homebuyer Assistance Program (HAP) limits household income to 80% of the area median income, which varies by county and household size. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Fort Worth Homebuyer Assistance Program (HAP) can be used for Single Family, Townhouse, Condo, and New Construction. New construction is eligible.

Where does it apply?

Fort Worth Homebuyer Assistance Program (HAP) serves homebuyers purchasing in Fort Worth, Texas.

How do you apply?

Applications for Fort Worth Homebuyer Assistance Program (HAP) go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Fort Worth homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 114 programs for Fort Worth

Program terms are set by the administering agency and can change; confirm on the official site before you apply.