Assistance grant
Fort Worth Homebuyer Assistance Program (HAP)
First-time homebuyers · Income limits · Single Family · Townhouse · Condo
Down payment assistance · Tarrant County
Buying a home in Fort Worth, TX
1 Fort Worth program, 1 county program and 50 statewide.Fort Worth has 1 program of its own, 1 more across Tarrant County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Fort Worth addresses
Fort Worth’s own program
Anywhere in TarrantAnywhere in Tarrant County
1 county program1 county program a Fort Worth homebuyer can also use
The Fort Worth marketThe Fort Worth housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Fort Worth
- 64.8% single-familysingle-family
- 3.1% townhousetownhouse
- 5% 2–4 units2–4 units
- 25.4% 5+ unitscondo & apartment buildings (5+ units)
- 1.8% mobile & othermobile home & other
Condos count. 1 of Fort Worth’s 2 local and county programs accept condos. Tarrant County Homebuyer Assistance Program lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Fort Worth’s homes were built
pre-19401970s2020+
33.7%
of Fort Worth homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$110,300
County area median income, 4 people (HUD)HUD area median income, Tarrant County, 4-person household (2026)
$79,507
Fort Worth median household incomeMedian household income in Fort Worth (Census, 2024)
24 of the 114 programs here set their income limit as a share of Tarrant County’s area median income, adjusted for household size. See the published limits for Tarrant County
Free help nearbyFree help near Fort Worth
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Fort Worth questions
Does Fort Worth have its own down payment program?
Yes, one: Fort Worth Homebuyer Assistance Program (HAP), a assistance grant for first-time homebuyers (forgiven over 5 yrs, income limits). It is for homes inside Fort Worth.
Can I use assistance on a condo in Fort Worth?
1 of Fort Worth’s 2 local and county programs accept condos. Tarrant County Homebuyer Assistance Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Tarrant County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Tarrant County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Fort Worth?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Fort Worth. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
76101 · 76102 · 76103 · 76104 · 76105 · 76106 · 76107 · 76108 · 76109 · 76110 · 76111 · 76112 · 76113 · 76114 · 76115 · 76116 · 76118 · 76119 · 76120 · 76121 · 76122 · 76123 · 76124 · 76126 · 76129 · 76130 · 76131 · 76132 · 76133 · 76134 · 76135 · 76136 · 76137 · 76140 · 76147 · 76148 · 76150 · 76155 · 76161 · 76162 · 76163 · 76164 · 76177 · 76178 · 76179 · 76181 · 76185 · 76191 · 76192 · 76193 · 76195 · 76196 · 76197 · 76198 · 76199
Nearby in Tarrant
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.