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Legacy CDC Down Payment Assistance

Beaumont, Texas

Last verified
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Assistance

$40,000

The maximum the program publishes — not an offer

Income limit

80% AMI

Of area median income; varies by county and household size

Repayment

Grant

Not repaid

What is Legacy CDC Down Payment Assistance?

Legacy CDC Down Payment Assistance is a grant for homebuyers in Beaumont, Texas.

  • Legacy Community Development Corporation provides down payment assistance to first-time homebuyers in Southeast Texas. The Port Arthur program offers up to $40,000 in assistance. The Beaumont program historically provided up to $14,995 through City of Beaumont HOME funds, but as of 2024–2025 is being wound down. The $40,000 amount corresponds to Legacy CDC's Port Arthur program serving Jefferson County.
  • Up to $40,000 in down payment assistance (Port Arthur program).
  • Monthly counseling with HUD-certified Housing Counselor.
  • Homebuyer education class required.
  • HUD-approved agency.
  • Funding comes from Federal.

How much assistance does it provide?

Legacy CDC Down Payment Assistance offers up to $40,000 in assistance.

  • The program can be combined with other assistance, subject to the rules of each.
  • Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

Legacy CDC Down Payment Assistance is structured as a grant, so it is not repaid.

  • The assistance is recorded in 2nd Lien position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Legacy CDC Down Payment Assistance is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Citizenship or immigration status: yes

The program excludes

  • Households above 80% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Legacy CDC Down Payment Assistance limits household income to 80% of the area median income, which varies by county and household size.

  • Household income between 30% and 80% of Area Median Income.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Legacy CDC Down Payment Assistance can be used for Single-family.

  • New construction is eligible.

Where does it apply?

Legacy CDC Down Payment Assistance serves buyers purchasing in Beaumont, Texas.

How do you apply?

Applications for Legacy CDC Down Payment Assistance go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Legacy CDC Down Payment Assistance, explained

A short, free course on Legacy CDC Down Payment Assistance: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

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