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Tom Green County Down Payment Assistance

Tom Green County Down Payment Assistance is a grant for homebuyers in San Angelo, Texas.

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The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Citizenship or immigration status: yes
  • A home inside San Angelo city limits

It doesn’t cover

  • Households above 80% of area median income
  • Homes outside San Angelo

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Income limit

80% of Tom Green County’s area median income

HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.

$90,900
Area median income, 4-person household (HUD, 2026)
Income limits in Texas

Where it applies

San Angelo’s homes

  • 69.6% single-family
  • 3.9% townhouse
  • 4.5% 2–4 units
  • 19.3% 5+ units
  • 2.7% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$187,600

San Angelo median home value

52.5%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in San Angelo

How to apply

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Free course · 10 minTom Green County Down Payment Assistance, explained

Questions about this program

What is Tom Green County Down Payment Assistance?

Tom Green County Down Payment Assistance is a grant for homebuyers in San Angelo, Texas. The City of San Angelo Homebuyer Assistance Program (HAP) provides up to $15,000 (not to exceed 15% of appraised value) in down payment and closing cost assistance to first-time homebuyers purchasing within city limits in Tom Green County. Funded through the HOME Investment Partnerships Program, the assistance is a deferred loan forgiven after 5 years of continued owner-occupancy. A separate AHAP program for new construction offers up to $50,000. Up to $15,000 in down payment and closing cost assistance. HOME-funded. Must maintain owner occupancy for 5 years. First-time homebuyers only. Within San Angelo city limits. Funding comes from Federal.

Do you have to pay it back?

Tom Green County Down Payment Assistance is structured as a grant, so it is not repaid. Repayment is triggered by Sale, Refinance, and No Longer Primary. The assistance is recorded in 2nd Lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Tom Green County Down Payment Assistance is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required. Citizenship or immigration status: yes.

What are the income limits?

Tom Green County Down Payment Assistance limits household income to 80% of the area median income, which varies by county and household size. Household income at or below 80% of Area Median Income. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Tom Green County Down Payment Assistance can be used for Single-family. New construction is eligible.

Where does it apply?

Tom Green County Down Payment Assistance serves homebuyers purchasing in San Angelo, Texas.

How do you apply?

Applications for Tom Green County Down Payment Assistance go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for San Angelo homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 115 programs for San Angelo

Program terms are set by the administering agency and can change; confirm on the official site before you apply.