Forgivable loan
San Angelo First-Time Homebuyers Program
First-time homebuyers · Income limits · Single Family · New Construction
Down payment assistance · Tom Green County
Buying a home in San Angelo, TX
3 San Angelo programs and 50 statewide.San Angelo has 3 programs of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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San Angelo’s own programs
Forgivable loan
Homebuyer Assistance Program (HAP) - HOME Investment Partnership Program
First-time homebuyers · Income limits · Single-family detached, townhouse, condominium, PUD.
Assistance grant
Tom Green County Down Payment Assistance
First-time homebuyers · Income limits · Single-family
The San Angelo marketThe San Angelo housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in San Angelo
- 69.6% single-familysingle-family
- 3.9% townhousetownhouse
- 4.5% 2–4 units2–4 units
- 19.3% 5+ unitscondo & apartment buildings (5+ units)
- 2.7% mobile & othermobile home & other
Condos count. 1 of San Angelo’s 3 local and county programs accept condos. San Angelo First-Time Homebuyers Program lists single family and new construction. Tom Green County Down Payment Assistance lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When San Angelo’s homes were built
pre-19401970s2020+
52.5%
of San Angelo homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$90,900
County area median income, 4 people (HUD)HUD area median income, Tom Green County, 4-person household (2026)
$65,864
San Angelo median household incomeMedian household income in San Angelo (Census, 2024)
25 of the 115 programs here set their income limit as a share of Tom Green County’s area median income, adjusted for household size. See the published limits for Tom Green County
Free help nearbyFree help near San Angelo
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
San Angelo questions
Does San Angelo have its own down payment program?
Yes, 3: San Angelo First-Time Homebuyers Program, Homebuyer Assistance Program (HAP) - HOME Investment Partnership Program and Tom Green County Down Payment Assistance. Each is for homes inside San Angelo.
Can I use assistance on a condo in San Angelo?
1 of San Angelo’s 3 local and county programs accept condos. San Angelo First-Time Homebuyers Program lists single family and new construction. Tom Green County Down Payment Assistance lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Tom Green County?
Each program sets its own. 25 of the programs here set theirs as a share of HUD’s area median income for Tom Green County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near San Angelo?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
76901 · 76902 · 76903 · 76904 · 76905 · 76906 · 76909
Nearby in Tom Green
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.