Down payment assistance for USDA loans in Arizona
23 down payment assistance programs in Arizona name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Sedona Employer Assisted Housing ProgramSedona
- Comite de Bien Estar - Bienestar Housing Resource Center Down Payment & Closing Cost AssistanceComite de Bien Estar, Inc. - Bienestar Housing Resource Center (BHRC) · San Luis
- City of Tucson Down Payment Assistance ProgramTucson
- Cottonwood Employer Assisted Housing ProgramCottonwood
- Pima IDA Mortgage Credit Certificate (MCC) ProgramPima County Industrial Development Authority (Pima IDA), administered by Community Investment Corporation (CIC Tucson) · Tucson
- Cottonwood Homeownership Program (CHP)Cottonwood
- USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - ArizonaUSDA Rural Development, Rural Housing Service (administered through approved private lenders)
- Home Purchase Assistance Option (HPAO)
- Community Homebuyer Assistance Program (CHAP)Flagstaff
- Newtown CDC Individual Development Account (IDA) Down Payment AssistanceNewtown Community Development Corporation
- Section 8 Home Ownership ProgramYuma
- Pima Tucson Homebuyer's Solution (PTHS)Industrial Development Authority of the County of Pima and the City of Tucson (administered by Community Investment Corporation) · Tucson
- HOME+PLUS Home Buyer Down Payment Assistance ProgramStatewide
- USDA Single Family Housing Direct Home Loans (Section 502 Direct) - ArizonaUSDA Rural Development, Rural Housing Service - Arizona State Office
- Arizona IDA Statewide Mortgage Credit Certificate (MCC) ProgramArizona Industrial Development Authority (Arizona IDA), issued statewide by Community Investment Corporation (CIC Tucson)
- Pascua Yaqui Tribe Home Ownership Assistance ProgramPascua Yaqui Tribe Housing Department · Tucson
- TOKA Down Payment Assistance ProgramTohono O'odham Ki:Ki Association (TOKA) · Sells
- Arizona is Home Mortgage Assistance ProgramStatewide
- Sedona Workforce Homeownership Assistance ProgramSedona
- Arizona Home Plus
- Workforce Initiative Subsidy for Homeownership (WISH)
- Avondale First-Time Homebuyer ProgramAvondale
- FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — ArizonaFederal Home Loan Bank of San Francisco (delivered via member financial institutions)
Questions, answered
Can down payment assistance be used with USDA loans in Arizona?
23 down payment assistance programs in Arizona name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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