Down payment assistance for VA loans in Arizona
21 down payment assistance programs in Arizona name VA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Sedona Employer Assisted Housing ProgramSedona
- City of Tucson Down Payment Assistance ProgramTucson
- Cottonwood Employer Assisted Housing ProgramCottonwood
- Pima IDA Mortgage Credit Certificate (MCC) ProgramPima County Industrial Development Authority (Pima IDA), administered by Community Investment Corporation (CIC Tucson) · Tucson
- Cottonwood Homeownership Program (CHP)Cottonwood
- Home Purchase Assistance Option (HPAO)
- Community Homebuyer Assistance Program (CHAP)Flagstaff
- Newtown CDC Individual Development Account (IDA) Down Payment AssistanceNewtown Community Development Corporation
- Section 8 Home Ownership ProgramYuma
- Home in Five AdvantageIndustrial Development Authority of the City of Phoenix and Industrial Development Authority of the County of Maricopa (Phoenix IDA / Maricopa County IDA) · Phoenix
- Pima Tucson Homebuyer's Solution (PTHS)Industrial Development Authority of the County of Pima and the City of Tucson (administered by Community Investment Corporation) · Tucson
- HOME+PLUS Home Buyer Down Payment Assistance ProgramStatewide
- Arizona IDA Statewide Mortgage Credit Certificate (MCC) ProgramArizona Industrial Development Authority (Arizona IDA), issued statewide by Community Investment Corporation (CIC Tucson)
- Pascua Yaqui Tribe Home Ownership Assistance ProgramPascua Yaqui Tribe Housing Department · Tucson
- TOKA Down Payment Assistance ProgramTohono O'odham Ki:Ki Association (TOKA) · Sells
- Arizona is Home Mortgage Assistance ProgramStatewide
- Sedona Workforce Homeownership Assistance ProgramSedona
- Arizona Home Plus
- Workforce Initiative Subsidy for Homeownership (WISH)
- Avondale First-Time Homebuyer ProgramAvondale
- FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — ArizonaFederal Home Loan Bank of San Francisco (delivered via member financial institutions)
Questions, answered
Can down payment assistance be used with VA loans in Arizona?
21 down payment assistance programs in Arizona name VA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming VA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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How VA loans work with down payment assistance, nationally →
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