DeferredCoconino County
Home Purchase Assistance Option (HPAO)
Deferred second loan
Names: first responders · No homebuyer class in the record
See details →Programs by situationPrograms by situation · Arizona
Down payment assistance for first responders in Arizona
1 program names first responders: 1 county program.1 program in Arizona names first responders among the groups it serves: 1 run by a county.
Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a first responder puts a program on this list; it does not decide whether you can use it.Each program below also sets its own income limit, purchase price cap, occupancy rule and credit requirement. Being a first responder gets a program onto this list; it does not decide whether you can use it.
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The 1 program, closest first
From a single county out to the whole state
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in Arizona. Listed A–Z within each group, not ranked.
In a Arizona city 0 programs
No Arizona city program names first responders. 10 cities run a program of their own.No Arizona city program names first responders in its record. 10 Arizona cities run a program of their own, open to eligible homebuyers whatever their work or service. Browse Arizona cities →
In one county 1 program
For homes anywhere in the county or the counties namedNationwide 2 programs · not in the 1
Nationwide: 2 more, not in the 12 nationwide programs that also name first responders, each with its own area and eligibility rules
What to know
What the 1 record say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 0 of 1
ask for a homebuyer education class.
- 0 of 1
are limited to first-time homebuyers, as each program defines it.
- 1 of 1
name an FHA, VA, USDA or conventional loan they can be paired with.
Free help in ArizonaFree help in Arizona
23 HUD-approved counseling agencies in Arizona23 HUD-approved housing counseling agencies in Arizona
A HUD-approved counselor teaches homebuyer classes and can walk you through every rule a program sets.A HUD-approved counselor teaches homebuyer classes and can walk you through every rule a program sets, including the ones that have nothing to do with being a first responder. Create a free account to see who’s near you.
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More of Arizona’s programs
Questions, answered
Does being a first responder mean I can use these programs?
No. These programs name first responders in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.
Why are nationwide programs listed separately?
A nationwide program is not one of Arizona’s own, so it is listed below the 1 Arizona program and not counted in them. Each one sets its own area and eligibility rules; its page has the details.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (June 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.