Down-payment assistance
Chandler First-Time Homebuyers Program (Community Land Trust)
First-time homebuyers · Income limits · Single Family
Down payment assistance · Maricopa County
Buying a home in Chandler, AZ
1 Chandler program, 5 county programs and 10 statewide.Chandler has 1 program of its own, 5 more across Maricopa County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Chandler addresses
Chandler’s own program
Anywhere in MaricopaAnywhere in Maricopa County
5 county programs5 county programs a Chandler homebuyer can also use
6 more programs are for homes in Avondale, Mesa, Phoenix and Tempe. See them 6 programs in neighboring cities — for homes inside those cities, not Chandler
- Avondale — Avondale First-Time Homebuyer Program
- Mesa — City of Mesa Homeownership Assistance Program (HOA)
- Phoenix — City of Phoenix Section 32 Public Housing Homeownership Program
- Tempe — City of Tempe Community Assisted Mortgage Program (CAMP)
- Phoenix — CPLC Open Doors Down Payment Assistance Program
- Phoenix — Habitat for Humanity Central Arizona Homeownership Program
The Chandler marketThe Chandler housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Chandler
- 67.5% single-familysingle-family
- 5.3% townhousetownhouse
- 5% 2–4 units2–4 units
- 20.1% 5+ unitscondo & apartment buildings (5+ units)
- 2.1% mobile & othermobile home & other
Condos count. 3 of Chandler’s 6 local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Chandler’s homes were built
pre-19401970s2020+
9.8%
of Chandler homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$112,400
County area median income, 4 people (HUD)HUD area median income, Maricopa County, 4-person household (2026)
$108,095
Chandler median household incomeMedian household income in Chandler (Census, 2024)
17 of the 78 programs here set their income limit as a share of Maricopa County’s area median income, adjusted for household size. See the published limits for Maricopa County
Free help nearbyFree help near Chandler
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
6 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 6 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Arizona and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Chandler questions
Does Chandler have its own down payment program?
Yes, one: Chandler First-Time Homebuyers Program (Community Land Trust), a down-payment assistance for first-time homebuyers (income limits). It is for homes inside Chandler.
Can I use assistance on a condo in Chandler?
3 of Chandler’s 6 local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Maricopa County?
Each program sets its own. 17 of the programs here set theirs as a share of HUD’s area median income for Maricopa County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Chandler?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Chandler. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
85224 · 85225 · 85226 · 85244 · 85246 · 85248 · 85249
Nearby in Maricopa
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.