Forgivable loan
City of Hattiesburg HOME Downpayment Assistance Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Forrest County
Buying a home in Hattiesburg, MS
2 Hattiesburg programs and 13 statewide.Hattiesburg has 2 programs of its own, and 13 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Hattiesburg’s own programs
Down-payment assistance
Habitat for Humanity of the Pine Belt Homeownership Program
First-time homebuyers · New construction · Income limits · single_family
The Hattiesburg marketThe Hattiesburg housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Hattiesburg
- 49.8% single-familysingle-family
- 2.2% townhousetownhouse
- 10.2% 2–4 units2–4 units
- 36.3% 5+ unitscondo & apartment buildings (5+ units)
- 1.6% mobile & othermobile home & other
About condos. None of Hattiesburg’s 2 local and county programs list condos as eligible. City of Hattiesburg HOME Downpayment Assistance Program lists single family. Habitat for Humanity of the Pine Belt Homeownership Program lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Hattiesburg’s homes were built
pre-19401970s2020+
49.4%
of Hattiesburg homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$79,800
County area median income, 4 people (HUD)HUD area median income, Forrest County, 4-person household (2026)
$46,342
Hattiesburg median household incomeMedian household income in Hattiesburg (Census, 2024)
16 of the 77 programs here set their income limit as a share of Forrest County’s area median income, adjusted for household size. See the published limits for Forrest County
Free help nearbyFree help near Hattiesburg
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Mississippi and nationwide
75 statewide & federal programs13 statewide programs, plus federal options
Hattiesburg questions
Does Hattiesburg have its own down payment program?
Yes, 2: City of Hattiesburg HOME Downpayment Assistance Program and Habitat for Humanity of the Pine Belt Homeownership Program. Each is for homes inside Hattiesburg.
Can I use assistance on a condo in Hattiesburg?
None of Hattiesburg’s 2 local and county programs list condos as eligible. City of Hattiesburg HOME Downpayment Assistance Program lists single family. Habitat for Humanity of the Pine Belt Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Forrest County?
Each program sets its own. 16 of the programs here set theirs as a share of HUD’s area median income for Forrest County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hattiesburg?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Hattiesburg. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
39401 · 39402 · 39403 · 39404 · 39406 · 39407
Nearby in Forrest
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.