Down-payment assistance
City of Vicksburg Down Payment Assistance for First Time Homebuyers
First-time homebuyers · Income limits · Single Family
Down payment assistance · Warren County
Buying a home in Vicksburg, MS
1 Vicksburg program and 13 statewide.Vicksburg has 1 program of its own, and 13 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Vicksburg addresses
Vicksburg’s own program
The Vicksburg marketThe Vicksburg housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Vicksburg
- 63.9% single-familysingle-family
- 1.3% townhousetownhouse
- 11.3% 2–4 units2–4 units
- 19% 5+ unitscondo & apartment buildings (5+ units)
- 4.5% mobile & othermobile home & other
About condos. Vicksburg’s one local program does not list condos as eligible. City of Vicksburg Down Payment Assistance for First Time Homebuyers lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Vicksburg’s homes were built
pre-19401970s2020+
73.1%
of Vicksburg homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$84,700
County area median income, 4 people (HUD)HUD area median income, Warren County, 4-person household (2026)
$45,781
Vicksburg median household incomeMedian household income in Vicksburg (Census, 2024)
15 of the 76 programs here set their income limit as a share of Warren County’s area median income, adjusted for household size. See the published limits for Warren County
Free help nearbyFree help near Vicksburg
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Vicksburg’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.City of Vicksburg Down Payment Assistance for First Time Homebuyers asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Mississippi and nationwide
75 statewide & federal programs13 statewide programs, plus federal options
Vicksburg questions
Does Vicksburg have its own down payment program?
Yes, one: City of Vicksburg Down Payment Assistance for First Time Homebuyers, a down-payment assistance for first-time homebuyers (forgiven over 5 yrs, income limits). It is for homes inside Vicksburg.
Can I use assistance on a condo in Vicksburg?
Vicksburg’s one local program does not list condos as eligible. City of Vicksburg Down Payment Assistance for First Time Homebuyers lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Warren County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Warren County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Vicksburg?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Vicksburg. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
39180 · 39181 · 39182 · 39183
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.