DeferredMultiple County
DREAM Fund
Deferred second loan
Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required
See details →Programs by situationPrograms by situation · North Dakota
Down payment assistance for healthcare workers in North Dakota
7 programs name healthcare workers: 2 county or regional, 5 statewide.7 programs in North Dakota name healthcare workers among the groups they serve: 2 by a county or regional agency and 5 open statewide.
Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a healthcare worker puts a program on this list; it does not decide whether you can use it.Each program below also sets its own income limit, purchase price cap, occupancy rule and credit requirement. Being a healthcare worker gets a program onto this list; it does not decide whether you can use it.
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The 7 programs, closest first
From a single county out to the whole state
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in North Dakota. Listed A–Z within each group, not ranked.
In a North Dakota city 0 programs
No North Dakota city program names healthcare workers. 3 cities run a program of their own.No North Dakota city program names healthcare workers in its record. 3 North Dakota cities run a program of their own, open to eligible homebuyers whatever their work or service. Browse North Dakota cities →
In a county or region 2 programs
For homes anywhere in the county or the counties namedGrantDunn County
Dunn County Housing Down Payment Assistance (DPI)
Assistance grant
Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required
See details →Anywhere in North Dakota 5 programs
Can sit alongside a city or county program where both allow itUp to $10,000
Essential Public Employee Program (EP2)
Repayable second loan
Names: teachers, first responders and healthcare workers · No homebuyer class in the record
See details →First mortgage
FirstHome
First mortgage · First-time homebuyers
Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders, healthcare workers and first-generation homebuyers · Homebuyer class required
See details →First mortgage
Major Home Improvement Program
First mortgage
Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders, healthcare workers and first-generation homebuyers · Homebuyer class required
See details →First mortgage
North Dakota Roots
First mortgage
Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders, healthcare workers and first-generation homebuyers · Homebuyer class required
See details →First mortgage
Targeted Area Loan
First mortgage
Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders, healthcare workers and first-generation homebuyers · Homebuyer class required
See details →Nationwide 4 programs · not in the 7
Nationwide: 4 more, not in the 74 nationwide programs that also name healthcare workers, each with its own area and eligibility rules
What to know
What the 7 records say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 6 of 7
ask for a homebuyer education class.
- 1 of 7
are limited to first-time homebuyers, as each program defines it.
- 6 of 7
name an FHA, VA, USDA or conventional loan they can be paired with.
Free help in North DakotaFree help in North Dakota
3 HUD-approved counseling agencies in North Dakota3 HUD-approved housing counseling agencies in North Dakota
6 of 7 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets.6 of 7 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets, including the ones that have nothing to do with being a healthcare worker. Create a free account to see who’s near you.
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More of North Dakota’s programs
State pageEvery program in North DakotaBy city, by county and statewide, with the 53 counties.North Dakota →Income limitsIncome limits and price caps in North DakotaHUD area median income by county, and the share each program sets.See the limits →
Other situations
- Veterans and military families 9
- Teachers and school staff 7
- First responders 7
- First-generation homebuyers 4
By loan type
Questions, answered
Does being a healthcare worker mean I can use these programs?
No. These programs name healthcare workers in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.
Why are nationwide programs listed separately?
A nationwide program is not one of North Dakota’s own, so it is listed below the 7 North Dakota programs and not counted in them. Each one sets its own area and eligibility rules; its page has the details.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (June–July 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.