Multiple County
DREAM Fund
Deferred second loan
Programs by loan typePrograms by loan type · North Dakota
Down payment assistance you can pair with a VA loan in North Dakota
9 programs name VA loans: 2 county or regional, 7 statewide.9 programs in North Dakota name VA loans among the first mortgages they can be paired with: 2 by a county or regional agency and 7 open statewide.
Two approvals, made separately. The lender underwrites the VA loan; the program reviews its own application, and the lender must also accept the assistance. The loan type is one rule among several.The lender underwrites the VA loan; the assistance program reviews its own application. A program naming VA means the two can be combined, and the lender must also accept the assistance as a source of funds. The loan type is one rule among several.
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The 9 programs, closest first
From a single county out to the whole state
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in North Dakota. Listed A–Z within each group, not ranked.
In a North Dakota city 0 programs
No North Dakota city program names VA. 3 cities run a program of their own.No North Dakota city program names VA loans in its record. 3 North Dakota cities run a program of their own. Browse North Dakota cities →
In a county or region 2 programs
For homes anywhere in the county or the counties namedDunn County
Dunn County Housing Down Payment Assistance (DPI)
Assistance grant
Anywhere in North Dakota 7 programs
Can sit alongside a city or county program where both allow it- Down Payment and Closing Cost Assistance - DCADeferred second loan · First-time homebuyers
- Down Payment and Closing Cost Assistance - StartDeferred second loan · First-time homebuyers
- Essential Public Employee Program (EP2)Up to $10,000 · Repayable second loan
- FirstHomeFirst mortgage · First-time homebuyers
- HomeAccessFirst mortgage
- North Dakota RootsFirst mortgage
- Targeted Area LoanFirst mortgage
Nationwide 27 programs · not in the 9
Nationwide: 27 more, not in the 927 nationwide programs that also name VA loans, each with its own area and eligibility rules
- American Pacific Mortgage Pathway DPA
- Chase Bank Homebuyer Grant
- Chico Rancheria Housing Corporation Homebuyer Assistance
- Confederated Tribes of Grand Ronde Down Payment Assistance
- Essex Mortgage 10 Year Amortized 2 Plus
- Essex Mortgage Forgivable/Deferred Program
- Fairway Independent Mortgage Corporation Affordable Housing
- Fairway Independent Mortgage Corporation HOPER's Incentive Program
- Flagstar - Flagstar Gift Program
- Great Nevada Mortgage Middle-Income Downpayment Assistance Grants
- Land Home Financial Services, Inc. House2Home Program
- Lennar Mortgage Advantage Plus Program
- MEP Advantage DPA Program
- National Homebuyers Fund (NHF) - Data Mortgage, Inc. dba Essex Mortgage Deferred Down Payment Assistance Program
- North Fork Rancheria Indian Housing Authority Down Payment Assistance Program
- Northern Circle Indian Housing Authority Down Payment Assistance
- Primary Residential Mortgage Down Payment Program
- Primary Residential Mortgage Inc. Welcome Home Down Payment Assistance Program
- Siletz Tribal Housing Department Down Payment Assistance
- Susan's Savings First Time Home Buyers Program
- Tyndall Federal Credit Union $1,000 Off Closing Cost
- Tyndall Federal Credit Union $450 Closing Cost
- U.S. Department of Housing and Urban Development HCV Homeownership Program
- U.S. Department of the Interior Indian Affairs Down Payment Assistance
- U.S. Department of Veterans Affairs Native American Direct Loan
- U.S. Department of Veterans Affairs Specially Adapted Housing (SAH) Grant
- U.S. Department of Veterans Affairs VA-backed Purchase Loan
- All nationwide programs →
What to know
What the 9 records say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 8 of 9
ask for a homebuyer education class.
- 3 of 9
are limited to first-time homebuyers, as each program defines it.
- 4 · 3 · 1
are first mortgages, deferred second loans and assistance grants. The other 1 is 1 repayable second loan.
Free help in North DakotaFree help in North Dakota
3 HUD-approved counseling agencies in North Dakota3 HUD-approved housing counseling agencies in North Dakota
8 of 9 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how the assistance and a VA loan fit together.8 of 9 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how an assistance program and a first mortgage fit together, before you talk to a lender. Create a free account to see who’s near you.
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Questions, answered
Can down payment assistance be used with a VA loan in North Dakota?
9 programs in North Dakota name VA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming VA loans mean a program is open to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (June–July 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.