Assistance grant
Homebuyer Incentive Program
First-time homebuyers · Income limits · 1-unit single-family, condominium, townhome, PUD
Down payment assistance · Morrow County
Buying a home in Boardman, OR
1 Boardman program and 0 statewide.Boardman has 1 program of its own, and 0 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Boardman addresses
Boardman’s own program
The Boardman marketThe Boardman housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Boardman
- 45.9% single-familysingle-family
- 7.7% townhousetownhouse
- 7.8% 2–4 units2–4 units
- 9.6% 5+ unitscondo & apartment buildings (5+ units)
- 28.9% mobile & othermobile home & other
Condos count. Boardman’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Boardman’s homes were built
pre-19401970s2020+
55.4%
of Boardman homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$90,100
County area median income, 4 people (HUD)HUD area median income, Morrow County, 4-person household (2026)
$66,691
Boardman median household incomeMedian household income in Boardman (Census, 2024)
8 of the 63 programs here set their income limit as a share of Morrow County’s area median income, adjusted for household size. See the published limits for Morrow County
Free help nearbyFree help near Boardman
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oregon and nationwide
62 statewide & federal programs0 statewide programs, plus federal options
Boardman questions
Does Boardman have its own down payment program?
Yes, one: Homebuyer Incentive Program, a assistance grant for first-time homebuyers (forgiven over 5 yrs, income limits). It is for homes inside Boardman.
Can I use assistance on a condo in Boardman?
Boardman’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Morrow County?
Each program sets its own. 8 of the programs here set theirs as a share of HUD’s area median income for Morrow County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Boardman?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
97818
Sources
Sources: agency sites (June 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.