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Programs by situation

Down payment assistance for veterans and military families in Utah

14 programs name veterans and military families: 6 city, 3 county or regional, 5 statewide.

Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a veteran puts a program on this list; it does not decide whether you can use it.

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The 14 programs, closest first

From one city out to the whole state

Listed A–Z within each group, not ranked.

In a Utah city 6 programs

For homes inside that city’s limits only
Up to $10,000West Jordan · Salt Lake County

Down Payment Assistance

Assistance grant · First-time homebuyers · Income limit 100% of area median income

Names: active-duty service members, reservists, surviving spouses and healthcare workers · Homebuyer class required

See details →
Up to $25,000Eagle Mountain · Utah County

Eagle Mountain City Mortgage Assistance Program (MAP)

Forgivable loan · First-time homebuyers · Income limit 120% of area median income

Names: veterans, active-duty service members, teachers, first responders and healthcare workers · Homebuyer class required

See details →
DeferredProvo · Utah County

Home Purchase Plus Program

Deferred second loan · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →
GrantLayton · Davis County

Layton City's Home Down Payment Assistance

Assistance grant · First-time homebuyers

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →
GrantProvo · Utah County

Loan-to-Own Program

Assistance grant · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →
DeferredOgden · Weber County

Own in Ogden - DPA Program

Deferred second loan · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →

In a county or region 3 programs

For homes anywhere in the county or the counties named
DeferredCache|Box Elder|Rich County

First Time Homebuyer Program

Deferred second loan · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →
DeferredDavis County

Home Ownership Assistance program

Deferred second loan · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →
DeferredCache|Box Elder|Rich County

HomeChoice Program

Deferred second loan · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →

Anywhere in Utah 5 programs

Can sit alongside a city or county program where both allow it
Grant

FHA/VA Mortgage

Assistance grant

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
Up to $2,500

First-Time Homebuyer Grant

Assistance grant · First-time homebuyers

Names: veterans, active-duty service members and reservists · No homebuyer class in the record

See details →
Grant

FirstHome

Assistance grant · First-time homebuyers

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
Grant

HFA Advantage

Assistance grant · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
Grant

Veteran Grant

Assistance grant

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →

Nationwide 5 programs · not in the 14

Nationwide: 5 more, not in the 14

What to know

What the 14 records say

From each program’s own record. The agency decides who can use it.

  1. 13 of 14

    ask for a homebuyer education class.

  2. 10 of 14

    are limited to first-time homebuyers, as each program defines it.

  3. 14 of 14

    name an FHA, VA, USDA or conventional loan they can be paired with.

Free help in Utah

9 HUD-approved counseling agencies in Utah

13 of 14 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets.

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Questions, answered

Does being a veteran mean I can use these programs?

No. These programs name veterans and military families in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.

Why are nationwide programs listed separately?

A nationwide program is not one of Utah’s own, so it is listed below the 14 Utah programs and not counted in them. Each one sets its own area and eligibility rules; its page has the details.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

Programs and counts: Hey Prescott program records, each verified with its administering agency (June–August 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.