See what you qualify for

Programs by situation

Down payment assistance for healthcare workers in Utah

9 programs name healthcare workers: 6 city, 3 county or regional.

Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a healthcare worker puts a program on this list; it does not decide whether you can use it.

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The 9 programs, closest first

From one city out to the whole state

Listed A–Z within each group, not ranked.

In a Utah city 6 programs

For homes inside that city’s limits only
Up to $10,000West Jordan · Salt Lake County

Down Payment Assistance

Assistance grant · First-time homebuyers · Income limit 100% of area median income

Names: active-duty service members, reservists, surviving spouses and healthcare workers · Homebuyer class required

See details →
Up to $25,000Eagle Mountain · Utah County

Eagle Mountain City Mortgage Assistance Program (MAP)

Forgivable loan · First-time homebuyers · Income limit 120% of area median income

Names: veterans, active-duty service members, teachers, first responders and healthcare workers · Homebuyer class required

See details →
DeferredProvo · Utah County

Home Purchase Plus Program

Deferred second loan · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →
GrantLayton · Davis County

Layton City's Home Down Payment Assistance

Assistance grant · First-time homebuyers

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →
GrantProvo · Utah County

Loan-to-Own Program

Assistance grant · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →
DeferredOgden · Weber County

Own in Ogden - DPA Program

Deferred second loan · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →

In a county or region 3 programs

For homes anywhere in the county or the counties named
DeferredCache|Box Elder|Rich County

First Time Homebuyer Program

Deferred second loan · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →
DeferredDavis County

Home Ownership Assistance program

Deferred second loan · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →
DeferredCache|Box Elder|Rich County

HomeChoice Program

Deferred second loan · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists, surviving spouses, teachers, first responders and healthcare workers · Homebuyer class required

See details →

Nationwide 4 programs · not in the 9

Nationwide: 4 more, not in the 9

What to know

What the 9 records say

From each program’s own record. The agency decides who can use it.

  1. 9 of 9

    ask for a homebuyer education class.

  2. 8 of 9

    are limited to first-time homebuyers, as each program defines it.

  3. 9 of 9

    name an FHA, VA, USDA or conventional loan they can be paired with.

Free help in Utah

9 HUD-approved counseling agencies in Utah

All 9 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets.

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Questions, answered

Does being a healthcare worker mean I can use these programs?

No. These programs name healthcare workers in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.

Why are nationwide programs listed separately?

A nationwide program is not one of Utah’s own, so it is listed below the 9 Utah programs and not counted in them. Each one sets its own area and eligibility rules; its page has the details.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

Programs and counts: Hey Prescott program records, each verified with its administering agency (June–August 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.