Chippewa County
Bay Mills Indian Community Down Payment Assistance Program
Forgivable loan · 80% of area median income
Programs by loan typePrograms by loan type · Michigan
Down payment assistance you can pair with a Section 184 loan in Michigan
5 programs name Section 184 loans: 4 county or regional, 1 statewide.5 programs in Michigan name Section 184 loans among the first mortgages they can be paired with: 4 by a county or regional agency and 1 open statewide.
Two approvals, made separately. The lender underwrites the Section 184 loan; the program reviews its own application, and the lender must also accept the assistance. The loan type is one rule among several.The lender underwrites the Section 184 loan; the assistance program reviews its own application. A program naming Section 184 means the two can be combined, and the lender must also accept the assistance as a source of funds. The loan type is one rule among several.
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The 5 programs, closest first
From a single county out to the whole state
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in Michigan. Listed A–Z within each group, not ranked.
In a Michigan city 0 programs
No Michigan city program names Section 184. 18 cities run a program of their own.No Michigan city program names Section 184 loans in its record. 18 Michigan cities run a program of their own. Browse Michigan cities →
In a county or region 4 programs
For homes anywhere in the county or the counties namedGrand Traverse, Antrim, Benzie, Charlevoix, Leelanau, Manistee County
Grand Traverse Band NAHASDA Down Payment Assistance Program
Forgivable loan · 80% of area median income
Grand Traverse, Antrim, Benzie, Charlevoix, Leelanau, Manistee County
Grand Traverse Band RAO Down Payment Assistance Program
Assistance grant
Berrien, Cass, Van Buren, Allegan County
Pokagon Band Down Payment Assistance Program
Assistance grant
Anywhere in Michigan 1 program
Can sit alongside a city or county program where both allow it- Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost AssistanceUp to $5,000 · Assistance grant · First-time homebuyers
What to know
What the 5 records say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 4 of 5
ask for a homebuyer education class.
- 4 of 5
are limited to first-time homebuyers, as each program defines it.
- 3 · 2
are assistance grants and forgivable loans.
Free help in MichiganFree help in Michigan
62 HUD-approved counseling agencies in Michigan62 HUD-approved housing counseling agencies in Michigan
4 of 5 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how the assistance and a Section 184 loan fit together.4 of 5 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how an assistance program and a first mortgage fit together, before you talk to a lender. Create a free account to see who’s near you.
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More of Michigan’s programs
Questions, answered
Can down payment assistance be used with a Section 184 loan in Michigan?
5 programs in Michigan name Section 184 loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming Section 184 loans mean a program is open to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (August–September 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.