Down payment assistance for USDA loans in Michigan
8 down payment assistance programs in Michigan name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- MSHDA MI Home LoanMichigan State Housing Development Authority (MSHDA)
- Northern Homes CDC Community Land Trust ProgramNorthern Homes Community Development Corporation · Boyne City
- Grand Traverse Band RAO Down Payment Assistance ProgramGrand Traverse Band of Ottawa and Chippewa Indians Housing Department · Peshawbestown
- MI 10K DPA
- Grand Traverse Band NAHASDA Down Payment Assistance ProgramGrand Traverse Band of Ottawa and Chippewa Indians Housing Department · Peshawbestown
- MSHDA Down Payment Assistance
- Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)Nottawaseppi Huron Band of the Potawatomi Housing Department · Fulton
- Bay Mills Indian Community Down Payment Assistance ProgramBay Mills Housing Authority · Brimley
Questions, answered
Can down payment assistance be used with USDA loans in Michigan?
8 down payment assistance programs in Michigan name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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How USDA loans work with down payment assistance, nationally →
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